St. Louis County property record for 4040 Minnesota Ave, Duluth, MN 55802
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 3,447 sqft · built 1937 |
| Lot Size | 0.494 acres (21,521 sqft) |
| Owner | Trust Name on File |
| Last Sale | $815,000 (Aug 2015) |
| Tax Bill | $19,728 (2026) |
| Deeds & Mortgages | Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3580-00316 |
| Primary APN | 010-3580-00316 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,447 sqft Gross Area |
| 1st Floor Area | 2,547 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 21,521 sqft (0.494 acres) |
| Garage Area | 108 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 400 sqft |
| Deck Area | 24 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 993579 |
|---|---|
| Street Address | 4040 MINNESOTA AVE |
| City | DULUTH |
| State | MN |
| Zip | 55802-2555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 1/2 OF LOT 9 AND SLY 1/2 OF LOT 23 ANDALL OF LOTS 10 11 24 AND 25 SERIAL # |
| Legal Subdivision | OATKA BEACH ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2200 |
4040 Minnesota Ave is owner-occupied and held in a trust since December 2018.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4040 MINNESOTA AVE, DULUTH, MN 55802-2555 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2015 · Amount on File |
| Deed Sale | Aug 6, 2015 · Amount on File |
| Prior Sale | Jul 2, 2004 · Amount on File |
| Deed Document Number | 2015960641 |
| Last Transfer Date | Dec 3, 2018 |
| Transfer Doc | 0001006401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 26, 2018 |
| Property Address | 4040 MINNESOTA AVE, DULUTH, MN 55802-2555 |
| Document Number | 0001006401 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 1006401 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4040 MINNESOTA AVE DULUTH MN 558022555, DULUTH, MN 55802-2555 |
The 2026 property tax bill for 4040 Minnesota Ave was $19,728 with a homeowner's exemption, up 7.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,728.00 (+7.76%) Homeowner's exemption | ||
| 2025 | $18,308.00 (-1.47%) Homeowner's exemption | $1,299,300 (+9.56%) Land $371,900 Building $927,400 | $1,299,300 (+9.56%) Land $371,900 Building $927,400 |
| 2024 | $18,582.00 | $1,185,900 Land $500,900 Building $685,000 | $1,185,900 Land $500,900 Building $685,000 |
| 2022 | $993,100 Land $242,400 Building $750,700 | $993,100 Land $242,400 Building $750,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4040 Minnesota Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4040 Minnesota Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Airfiber Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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