Carver County property record for 4040 Lakeridge Rd, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,424 sqft · built 1996 |
| Lot Size | 0.709 acres (30,884 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,180,000 (Oct 2025) |
| Tax Bill | $8,942 (2026) |
| Deeds & Mortgages | May 2021 Line of Credit Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-3510030 |
| Primary APN | 25-3510030 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,424 sqft Finished Area |
| Gross Area | 4,267 sqft |
| 1st Floor Area | 2,042 sqft |
| Basement Area | 1,137 sqft |
| Finished Basement | 1,137 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,884 sqft (0.709 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4040 LAKERIDGE RD |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 07 TOWNSHIP 116 RANGE 023 HIGHLANDS ON LAKE ST JOE (CHAN) LOT 003 BLOCK 001 |
| Legal Range | 023 |
| Legal Township | 116 |
| Legal Section | 07 |
| Legal Subdivision | HIGHLANDS ON LAKE ST JOE (CHAN) |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | CHANHASSEN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 90501 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4040 LAKERIDGE RD, EXCELSIOR, MN 55331-9689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Oct 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage BLAZE CREDIT UNION |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on Record |
| Deed Sale | Oct 31, 2025 · Amount on Record |
| Prior Sale | Jul 2, 2014 · Amount on Record |
| Deed Document Number | 2025233536 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 4040 LAKERIDGE RD, EXCELSIOR, MN 55331-9689 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000T219585 |
|---|---|
| Date | May 21, 2021 |
| Instrument | T219585 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Oct 31, 2025 |
| Property Address | 4040 LAKERIDGE RD, EXCELSIOR, MN 55331-9689 |
| Document Number | 000T233536 |
| Instrument Date | Oct 29, 2025 |
| Instrument | T233536 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | HOMESERVICES OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,894.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4040 LAKERIDGE RD, CHANHASSEN, MN 55331-9689 |
| Document Number | 000T233537 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | T233537 |
| Name | BLAZE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 4040 LAKERIDGE RD, EXCELSIOR, MN 55331-9689 |
| Document Number | 0000213887 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4040 LAKERIDGE RD EXCELSIOR MN 553319689, EXCELSIOR, MN 55331-9689 |
| Document Number | 0000213887 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 213887 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Chanhassen City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,942.00 (+11.64%) | $943,900 (+19.86%) Land $283,700 Building $660,200 | $943,900 (+19.86%) Land $283,700 Building $660,200 |
| 2025 | $8,010.00 (+8.39%) Homeowner's exemption | $787,500 (+9.92%) Land $279,000 Building $508,500 | $787,500 (+9.92%) Land $279,000 Building $508,500 |
| 2024 | $7,390.00 (+3.82%) Homeowner's exemption | $716,400 (+4.91%) Land $237,500 Building $478,900 | $716,400 (+4.91%) Land $237,500 Building $478,900 |
| 2023 | $7,118.00 Homeowner's exemption | $682,900 Land $202,500 Building $480,400 | $682,900 Land $202,500 Building $480,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chanhassen serves 24,951 people · EPA ID MN1100001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| CenturyLink DSL | 140 / 20 |
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