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4040 Kentucky St, Gary, IN 46409 Property Records

Lake County property record for 4040 Kentucky St, Gary, IN 46409

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,920 sqft · built 1957
Lot Size0.145 acres (6,316 sqft)
OwnerCompany Name on File
Tax Bill$1,396 (2024)
Deeds & MortgagesAug 2020 Sale
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-42-0278-0011

Property Details

APN / Parcel Number

Primary APN001-25-42-0278-0011
Alternative APNs
  • 45-08-27-257-016.000-004
  • 254202780011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area2,880 sqft
1st Floor Area960 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1975
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions126 ft deep x 50 ft wide
View / LotAlley
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4040 KENTUCKY ST
CityGARY
StateIN
Zip46409-1838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTOVER L.11 BL.7 S. 3 FT. L.10 BL.7 N. 17FT. L.12 BL.7
Legal SubdivisionEASTOVER
Legal Block7
Legal Lot Number11
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1006
Census Tract12600

Owner

4040 Kentucky St is owned by a company that acquired it in August 2020 and is owner-occupied.

Source: Lake County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2103, GARY, IN 46409-0103
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Warranty Deed, Transfer
INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO
Sep 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2020
Deed SaleAug 21, 2020
Deed Document Number202054816
Prior Transfer DateSep 11, 2018
Prior Transfer Doc0000063266
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateAug 21, 2020
Property Address4040 KENTUCKY ST, GARY, IN 46409-1838
Document Number0000054816
Instrument DateAug 17, 2020
Instrument54816
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanyINDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2103 GARY IN 464090103, GARY, IN 46409-0103

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateSep 14, 2018
Property Address4040 KENTUCKY ST, GARY, IN 46409-1838
Document Number0000063266
Instrument DateSep 11, 2018
Instrument63266
Transaction TypeTransfer
Record UpdatedSep 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4040 KENTUCKY ST GARY IN 464091838, GARY, IN 46409-1838

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$62,500 Land $3,600 Building $58,900$62,500 Land $3,600 Building $58,900
2024$1,396.00
2023$51,200 (+4.28%) Land $8,600 Building $42,600$51,200 (+4.28%) Land $8,600 Building $42,600
2022$1,257.00$49,100 Land $8,700 Building $40,400$49,100 Land $8,700 Building $40,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4040 Kentucky St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4040 Kentucky St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Frontier.

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