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4040 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 4040 Hwy 4, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,138 sqft · built 1962
Lot Size2.03 acres (88,427 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (May 2021)
Tax Bill$2,210 (2024)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40-5N-29-0000-02303-0000

Property Details

APN / Parcel Number

Primary APN40-5N-29-0000-02303-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,138 sqft Heated Area
Gross Area2,798 sqft
1st Floor Area2,138 sqft
Utility Area64 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsPlywood

Exterior

Year BuiltBuilt 1962
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof MaterialShingle
Lot Area88,427 sqft (2.03 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number405N290000023030000
Street Address4040 HIGHWAY 4
CityJAY
StateFL
Zip32565-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal Description*DESCRIPTION UPDATE FOR 2021* THE FOLL DES PROP PARTIALLY RE SIDING IN BLK A WOLFES SUB & PARTIALLY RESIDING OUTSIDE OF & E
Legal Range29W
Legal Township05N
Legal Section40
Legal BlockA
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group1
Census Block1030
Census Tract10200

Owner

4040 Hwy 4 is owned and occupied by an individual who bought it in May 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4040 HIGHWAY 4, JAY, FL 32565-1742
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2021 · Amount on File
Deed SaleMay 13, 2021 · Amount on File
Prior SaleNov 14, 2002 · Amount on File
Deed Document Number0041171891
Deed Book / Page4117 / 1891
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 13, 2021
Property Address4040 HIGHWAY 4, JAY, FL 32565-1742
Document Number0041171891
Book / Page4117 / 1891
Instrument DateMay 13, 2021
Instrument202132034
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyGUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

AmountAmount on Record
Tax$455.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4040 HWY #44, 4040, JAY, FL 32565

Transferred To (Grantee/Buyer)

NameVerified Name
Address13050 HWY #89 # 89, 89, JAY, FL 32565

Mortgage

Document Number0041171893
DateMay 13, 2021
Instrument4117/1893
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityJay Town
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,210.00 (+2.5%) Homeowner's exemption$175,875 (+3%)$176,937 (+2.4%) Land $20,330 Building $156,607
2023$2,156.00 (+2.86%) Homeowner's exemption$170,752 (+3%)$172,782 (+4.22%) Land $18,297 Building $154,485
2022$2,096.00 Homeowner's exemption$165,779$165,779 Land $13,214 Building $152,565

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4040 Hwy 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4040 Hwy 4 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJAY, TOWN OF - UTILITIES DEPT.
serves 1,834 people · EPA ID FL1570384
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Dragonfly Internet.

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