4040 E Ranch Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 4040 E Ranch Rd, Gilbert, AZ 85296 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2015
Square Footage2,268 sqft Living Area
Lot Size3,757 sqft (0.086 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2026)
Tax Bill$1,776.00 (2025)

Property Details

APN / Parcel Number

Primary APN314-07-336
Alternative APN
  • 314073367

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area2,268 sqft Living Area
Gross Area2,364 sqft Gross Area
1st Floor978 sqft 1st Floor
2nd Floor1,290 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialCombination Exterior
Construction TypeFrame Construction
Roof MaterialConcrete Roof
Lot Area3,757 sqft (0.086 acres)
Parking Spaces2 Parking Spaces
Patio Area96 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4040 E RANCH RD
CityGILBERT
StateAZ
Zip85296-0433
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOPPER RANCH PHASE 1-B MCR 1199-47
Legal Range6E
Legal Township1S
Legal Section24
Legal SubdivisionCOPPER RANCH PHASE 1-B
Legal Phase1B
Legal Lot Number4
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup2
Census Block2007
Census Tract814801

Owner

Source: Maricopa County records · APN 314-07-336

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4040 E RANCH RD, GILBERT, AZ 85296-0433
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Mar 19, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 26, 2018Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Apr 26, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2026 · Amount on Record
Deed SaleMar 19, 2026 · Amount on Record
Prior SaleApr 26, 2018 · Amount on Record
Deed Doc Number2026159505
Prior Transfer DateApr 25, 2018
Prior Transfer Doc0000318951
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4040 E RANCH RD, GILBERT, AZ 85296-0433
Transaction TypeMortgage
Record UpdatedMar 30, 2026
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 E RANCH RD, GILBERT, AZ 85296-0433
InvestorPossibly a Property Investor

Mortgage

Document Number0000330237
DateMar 24, 2021
Instrument20210330237
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 19, 2026
Property Address4040 E RANCH RD, GILBERT, AZ 85296-0433
Document Number0000159505
Map ReferenceMB 1199 PG 47
Instrument DateMar 12, 2026
Instrument20260159505
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1291, HIGLEY, AZ 85236-1291

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address4040 E RANCH RD, GILBERT, AZ 85296-0433

Mortgage

Document Number0000159506
DateMar 19, 2026
Instrument20260159506
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4040 E RANCH RD, GILBERT, AZ 85296-0433
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyEQUITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000500544
DateJun 10, 2020
Instrument20200500544
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateApr 26, 2018
Property Address4040 E RANCH RD, GILBERT, AZ 85296-0433
Document Number0000318951
Instrument DateApr 01, 2018
Instrument318951
Transaction TypeTransfer
Record UpdatedMay 03, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4127 E VAN BUREN ST #150 PHOENIX AZ 850086934, 150, PHOENIX, AZ 85008-6934

April 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateApr 26, 2018
Property Address4040 E RANCH RD, GILBERT, AZ 85296-0433
Document Number0000318952
Instrument DateApr 01, 2018
Instrument318952
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 03, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$334.99
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4040 E RANCH RD GILBERT AZ 852960433, GILBERT, AZ 85296-0433

Mortgage

Document Number318953
DateApr 26, 2018
Instrument318953
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 25, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$47,410 (+86.07%)$474,100 (+5.71%) Land $94,800 Building $379,300
2025$1,776.00 (-12.77%)$25,479 (-42.69%)$448,500 (+0.88%) Land $89,700 Building $358,800
2024$44,460$444,600 Land $88,900 Building $355,700
2023$2,036.00

Flood & Wildfire

4040 E Ranch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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