4040 Creek Rd, Kitty Hawk, NC 27949 Property Records

Dare County property record for 4040 Creek Rd, Kitty Hawk, NC 27949

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,988 sqft · built 1987
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,423 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`986709151117`

Property Details

APN / Parcel Number

Primary APN	`986709151117`
Alternative APN	`028599014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,988 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	986709151117
Street Address	4040 CREEK RD
City	KITTY HAWK
State	NC
Zip	27949-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 14 BLK: 5 SEC: 1 PL: B SL: 82
Legal Subdivision	MARTIN'S POINT
Legal Block	5
Legal Lot Number	14
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	2
Census Block	2017
Census Tract	970101

Owner

4040 Creek Rd is owned and occupied by two individuals.

Source: Dare County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4040 CREEK RD, KITTY HAWK, NC 27949-3830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Recording Date	Sep 24, 2026
Property Address	4040 CREEK RD, KITTY HAWK, NC 27949-3830
Document Number	0700163699
Book / Page	2871 / 712
Instrument Date	Sep 14, 2026
Instrument	2026700163699
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0700163699,
Date	Sep 24, 2026
Book Page	2871/712
Instrument	2026700163699

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4040 Creek Rd was $2,423.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,423.00	$618,200 (-) Land $281,900 Building $336,300	$618,200 Land $281,900 Building $336,300
2025	$2,423.00	$618,200 Land $281,900 Building $336,300
2023	$1,889.00	$338,100 Land $103,100 Building $235,000
2020			$618,200 Land $281,900 Building $336,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4040 Creek Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 401 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	322 (1987–2022)
Claims Outside the SFHA	64 of 322
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 146 claims Hurricane Isabel, Sep 2003 · 29 claims Severe Snowfall & Winter Storm, Mar 1993 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4040 Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Creek Rd

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