4040 Buffalo Rd, Niles, MI 49120 Property Records

Berrien County property record for 4040 Buffalo Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1977
Lot Size	3.41 acres (148,540 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Mar 2012)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Aug 2022 Transfer Sep 2016 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-0011-0004-22-1`

Property Details

APN / Parcel Number

Primary APN	`05-0011-0004-22-1`
Alternative APN	`11-05-0011-0004-22-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	148,540 sqft (3.41 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4040 BUFFALO RD
City	BUCHANAN
State	MI
Zip	49107-8426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	COM AT N1/4 PST SEC 11 T8S R18W TH S89DEG39'30''E 150'TH S00DEG00'30'' E 990'TH N89DEG39'30''W 150'TH N00DEG00'30''W 990'TO POB SURVEY 996/27
Legal Range	18W
Legal Township	08S
Legal Section	11
Legal Subdivision	DIXIE TERRACE
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	1
Census Block	1021
Census Tract	20300

Owner

4040 Buffalo Rd is owned and occupied by an individual who acquired it in August 2022.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Intrafamily Transfer, Transfer
Sep 6, 2016	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 7, 2012	Land Contract, Transfer
Feb 14, 2012	Deed, Transfer ETITLE AGENCY INC
Nov 8, 2011	Deed in Lieu of Foreclosure, Foreclosure
Jan 24, 2006	Warranty Deed, Transfer · Conventional Mortgage INTERVALE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2012 · Amount on File
Deed Sale	Mar 7, 2012 · Amount on File
Prior Sale	Feb 14, 2012 · Amount on File
Deed Book / Page	2986 / 1436
Last Transfer Date	Aug 1, 2022
Transfer Doc	003382/346
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 8, 2022
Property Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426
Document Number	003382/346
Book / Page	3382 / 346
Instrument Date	Aug 1, 2022
Instrument	2022359545
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2659 ALANE ST, NILES, MI 49120-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426

September 2016: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 6, 2016
Property Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426
Document Number	03147/1214
Book / Page	3147 / 1214
Instrument Date	Jun 1, 2016
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6712 IDAHO ST, BUENA PARK, CA 90621-3625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 ALANE ST, NILES, MI 49120-9441

March 2012: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BERRIEN MI
Recording Date	Mar 7, 2012
Property Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426
Document Number	02986/1436
Book / Page	2986 / 1436
Instrument Date	Mar 6, 2012
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2659 ALANE ST, NILES, MI 49120-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426

February 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 14, 2012
Property Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426
Document Number	02984/1332
Book / Page	2984 / 1332
Instrument Date	Jan 25, 2012
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	ETITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$791.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 NATIONAL WAY, SIMI VALLEY, CA 93065-6414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2659 ALANE ST, NILES, MI 49120-9441

November 2011: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	BERRIEN MI
Recording Date	Nov 8, 2011
Property Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426
Document Number	02974/0274
Book / Page	2974 / 0274
Instrument Date	Jun 27, 2011
Transaction Type	Foreclosure
Record Updated	Jun 5, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 NATIONAL WAY, SIMI VALLEY, CA 93065-6414

January 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 24, 2006
Property Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426
Document Number	02682/0932
Book / Page	2682 / 0932
Instrument Date	Dec 28, 2005
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4040 BUFFALO RD, BUCHANAN, MI 49107-8426

Mortgage

Document Number	0026820934
Date	Jan 24, 2006
Instrument	2682/0934

Lender

Name	INTERVALE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.39%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 4040 Buffalo Rd was $2,251 with a homeowner's exemption, up 3.1% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,200 (+14.56%)	$330,400 (+14.56%)
2025	$2,251.00 (+3.07%) Homeowner's exemption	$144,200	$288,400
2024	$2,184.00
2023		$110,800	$221,600
2022	$2,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4040 Buffalo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4040 Buffalo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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