4040 Berrendo Dr, Sacramento, CA 95864 Property Records

Sacramento County property record for 4040 Berrendo Dr, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,940 sqft · built 2000
Lot Size	0.239 acres (10,400 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Oct 2018)
Tax Bill	$9,690 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`288-0182-005-0000`

Property Details

APN / Parcel Number

Primary APN	`288-0182-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,940 sqft Living Area
1st Floor Area	2,126 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,400 sqft (0.239 acres)
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Pool Area	7,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4040 BERRENDO DR
City	SACRAMENTO
State	CA
Zip	95864-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3 (NPA)
Legal Description	ARDEN PARK VISTA 13, LOT 1744
Legal Subdivision	ARDEN PARK VISTA 13
Legal Lot Number	1744
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	5702

Owner

4040 Berrendo Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4040 BERRENDO DR, SACRAMENTO, CA 95864-3023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 12, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Oct 18, 2018	Grant Deed, Transfer · VA Mortgage USA FED'L SVGS BK
Jan 5, 2018	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2018 · Amount on File
Deed Sale	Oct 18, 2018 · Amount on File
Prior Sale	Jan 5, 2018 · Amount on File
Deed Book / Page	20181018 / 702
Prior Transfer Date	Apr 12, 2000
Prior Transfer Doc	2000000329
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4040 BERRENDO DR, SACRAMENTO, CA 95864-3023
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 BERRENDO DR, SACRAMENTO, CA 95864-3023

Mortgage

Document Number	0000001278
Date	Aug 12, 2021
Instrument	202108121278

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jun 26, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4040 BERRENDO DR, SACRAMENTO, CA 95864-3023
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 BERRENDO DR, SACRAMENTO, CA 95864-3023

Mortgage

Document Number	8120000001278
Date	Aug 12, 2021
Book Page	20210812/1278

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jun 26, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4040 BERRENDO DR, SACRAMENTO, CA 95864-3023
Document Number	1907310460
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4040 BERRENDO DR SACRAMENTO CA 958643023, SACRAMENTO, CA 95864-3023

Mortgage

Document Number	1907310460
Date	Jul 31, 2019
Instrument	1907310460

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 18, 2018
Property Address	4040 BERRENDO DR, SACRAMENTO, CA 95864-3023
Document Number	1810180702
Instrument Date	Oct 9, 2018
Instrument	1810180702
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4040 BERRENDO DR SACRAMENTO CA 958643023, SACRAMENTO, CA 95864-3023

Mortgage

Document Number	1810180703
Date	Oct 18, 2018
Instrument	1810180703

Lender

Name	USA FED'L SVGS BK
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 5, 2018
Property Address	4040 BERRENDO DR, SACRAMENTO, CA 95864-3023
Document Number	1801050838
Instrument Date	Jan 4, 2018
Instrument	1801050838
Transaction Type	Construction Loan
Record Updated	Jan 16, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4704 ROSEVILLE RD #105 NORTH HIGHLANDS CA 956605173, 105, NORTH HIGHLANDS, CA 95660-5173

Mortgage

Document Number	1801050839
Date	Jan 5, 2018
Instrument	1801050839

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4040 Berrendo Dr was $9,690 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$830,608 (+2%) Land $284,453 Building $546,155
2025	$9,690.00 (+0.96%) Homeowner's exemption	$814,323 Land $278,876 Building $535,447
2024	$9,598.00 (+2.6%)
2023	$9,355.00 (+0.54%) Homeowner's exemption	$782,704 Land $268,048 Building $514,656
2022	$9,305.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4040 Berrendo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4040 Berrendo Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - ARDEN PARK VISTA serves 10,068 people · EPA ID CA3410002
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SCWA - LAGUNA/VINEYARD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Succeed.Net, T-Mobile.

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