4040 9th St, North Beach, MD 20714 Property Records

Calvert County property record for 4040 9th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 952 sqft · built 1930
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Jun 2026)
Tax Bill	$3,050 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-055787`

Property Details

APN / Parcel Number

Primary APN	`03-055787`
Alternative APNs	`3055787` `055787`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	055787
Street Address	4040 9TH ST
City	NORTH BEACH
State	MD
Zip	20714-4068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 5 & 6 BLK 7 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BEACH 02
Legal Block	7
Legal Lot Number	5,6
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1002
Census Tract	860404

Owner

4040 9th St is owned and occupied by an individual who bought it in June 2026.

Source: Calvert County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4040 9TH ST, NORTH BEACH, MD 20714-4068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit APPLE FEDERAL CREDIT UNION
Jun 16, 2026	Deed, Transfer EAGLE TITLE
Oct 2, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Oct 2, 2023 · Amount on File
Deed Book / Page	6919 / 53
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Aug 20, 2026
Property Address	4040 9TH ST, NORTH BEACH, MD 20714-4068
Document Number	6953000257
Book / Page	6953 / 257
Instrument Date	Aug 12, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	4040 9TH ST, NORTH BEACH, MD 20714-4068

Mortgage

Document Number	6953000257,
Date	Aug 20, 2026
Book Page	6953/257

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2056

Interest

Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 16, 2026
Property Address	4040 9TH ST, NORTH BEACH, MD 20714-4068
Document Number	6919000053
Book / Page	6919 / 53
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Tax	$353,399.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4040 9TH ST, NORTH BEACH, MD 20714-4068

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 2, 2023
Property Address	4040 9TH ST, NORTH BEACH, MD 20714-4068
Document Number	0064890184
Book / Page	6489 / 184
Map Reference	LB GWD 8 FO305
Instrument Date	Sep 25, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4040 9TH ST, NORTH BEACH, MD 20714-4068

Mortgage

Document Number	0006489190
Date	Oct 2, 2023
Instrument	6489/190

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4040 9th St was $3,050.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,050.00	$187,200 Land $87,700 Building $99,500	$187,200 Land $87,700 Building $99,500
2023	$2,156.00	$171,200	$187,200 Land $87,700 Building $99,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4040 9th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4040 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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