404 Zach Rd, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 404 Zach Rd, Sergeant Bluff, IA 51054

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,647 sqft · built 2022
Lot Size	0.175 acres (7,626 sqft)
Owner	2 Individual Names on Record
Tax Bill	$536 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
APN	`884732327021`

Property Details

APN / Parcel Number

Primary APN	`884732327021`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,625 sqft
Basement Area	1,625 sqft
Finished Basement	1,416 sqft
Unfinished Basement	1,625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,626 sqft (0.175 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	160 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 ZACH RD
City	SERGEANT BLUFF
State	IA
Zip	51054-8002
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SERGEANT BLUFF CITY OF WARRIOR FLATS PART OF LOT B DESCRIBED AS BEG SW COR OF LOT B THNC N 52.59 FT TO POB; THNC N 52.43 FT,
Legal Range	47W
Legal Township	88N
Legal Section	32
Legal Lot Number	B
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3037
Census Tract	3301

Owner

Source: Woodbury County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 ZACH RD, SERGEANT BLUFF, IA 51054-8002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	Jun 1, 2023
Property Address	404 ZACH RD, SERGEANT BLUFF, IA 51054-8002
Document Number	0000004840
Instrument Date	May 15, 2023
Instrument	2023-04840
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 ZACH RD, SERGEANT BLUFF, IA 51054-8002

Mortgage

Document Number	0000004841
Date	Jun 1, 2023
Instrument	2023-04841

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$536.00	$494,870 Land $36,390 Building $458,480	$494,870 Land $36,390 Building $458,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.