Suffolk City property record for 404 Word Ter, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,277 sqft · built 1963 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,593 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer May 2024 Second Mortgage |
| APN | 35J*109 |
| Primary APN | 35J*109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Electric |
|---|
| Account Number | 051682000 |
|---|---|
| Street Address | 404 WORD TER |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-3638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES LOW-ME |
| Legal Description | L 109, E. SUF. GARDENS |
| Legal Subdivision | SECTION 3A EAST SUFFOLK GARDENS |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 75601 |
404 Word Ter is owned and occupied by an individual who acquired it in May 2026.
Source: Suffolk City records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 WORD TER, SUFFOLK, VA 23434-3638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 2, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHARTWAY FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 6, 2026 |
| Transfer Doc | 0000007355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jun 15, 2026 |
| Property Address | 404 WORD TER, SUFFOLK, VA 23434-3638 |
| Document Number | 0000007355 |
| Instrument Date | May 6, 2026 |
| Instrument | 20267355 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 404 WORD TER, SUFFOLK, VA 23434-3638 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240004370 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 240004370 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 16, 2044 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 404 Word Ter was $2,593, up 7.7% from the year before.
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,300 (+6.32%) Land $55,000 Building $145,300 | ||
| 2025 | $2,593.00 (+7.68%) | $200,300 (+6.32%) Land $55,000 Building $145,300 | $188,400 Land $50,000 Building $138,400 |
| 2024 | $2,408.00 (+31.66%) | $188,400 (+12.28%) Land $50,000 Building $138,400 | |
| 2023 | $1,829.00 | $167,800 Land $50,000 Building $117,800 | $167,800 Land $50,000 Building $117,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 404 Word Ter; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Word Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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