404 Winter St, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 404 Winter St, Eau Claire, WI 54701

Property Summary

Property Type	Bungalow
Details	2 bd · 1 ba · 874 sqft · built 1912
Lot Size	0.062 acres (2,705 sqft)
Owner	Company Name on File
Last Sale	$74,000 (Jul 2006)
Tax Bill	$2,100 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-0519-000`

Property Details

APN / Parcel Number

Primary APN	`02-0519-000`
Alternative APNs	`18221-2-270920-005-2073` `221020519000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	874 sqft Living Area
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Bungalow
Exterior Material	Metal
Lot Area	2,705 sqft (0.062 acres)
Lot Dimensions	66 ft deep x 41 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 WINTER ST
City	EAU CLAIRE
State	WI
Zip	54701-5006
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Local Zoning Code	RMP
Legal Description	LOT 13 BLK 3 EXC N 91 FT EC LBR COS 6TH ADD
Legal Range	09W
Legal Township	27N
Legal Section	20
Legal Subdivision	EXC N 91 FT EC LBR COS 6TH ADD
Legal Block	3
Legal Lot Number	13
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	1
Census Block	1011
Census Tract	700

Owner

Source: Eau Claire County records · APN 02-0519-000

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 584, EAU CLAIRE, WI 54702-0584
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2006 · Amount on Record
Deed Sale	Jul 25, 2006 · Amount on Record
Deed Document Number	2006953140
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	404 WINTER ST, EAU CLAIRE, WI 54701-5006
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001183107
Date	Nov 07, 2019
Instrument	1183107

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 06, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Eau Claire County records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,100.00	$105,800 (-) Land $11,100 Building $94,700	$138,400
2023		$105,800 (-) Land $11,100 Building $94,700
2022		$105,800 Land $11,100 Building $94,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 26, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 361 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.