404 Windsor Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 404 Windsor Dr, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,988 sqft · built 1973
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Jul 2020)
Tax Bill	$4,376 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`325B190`

Property Details

APN / Parcel Number

Primary APN	`325B190`
Alternative APN	`6239590`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,988 sqft Living Area
1st Floor Area	1,903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2001
Exterior Material	Brick
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Detached
Garage Area	529 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft
Porch	Porch
Porch Area	240 sqft
Deck Area	747 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	404 WINDSOR DR
City	SALISBURY
State	NC
Zip	28144-7777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L8 BC
Legal Subdivision	EAGLE HEIGHTS
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1019
Census Tract	51302

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 WINDSOR DR, SALISBURY, NC 28144-7777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Jul 24, 2003 · Amount on Record
Deed Book / Page	1352 / 535
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	404 WINDSOR DR, SALISBURY, NC 28144-7777
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WINDSOR DR, SALISBURY, NC 28144-7777

Mortgage

Document Number	0013880138
Date	Nov 5, 2021
Book Page	1388/138

Lender

Name	COGENT BANK
Type	Bank
Address	SALISBURY, NC 28147

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Sep 17, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	404 WINDSOR DR, SALISBURY, NC 28144-7777
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013760681
Date	Jun 7, 2021
Book Page	1376/681

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 17, 2020
Property Address	404 WINDSOR DR, SALISBURY, NC 28144-7777
Document Number	0013520535
Book / Page	001352 / 000535
Instrument Date	Jul 16, 2020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$526.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WINDSOR DR SALISBURY NC 281447777, SALISBURY, NC 28144-7777

Mortgage

Document Number	13520536
Date	Jul 17, 2020
Book Page	001352/000536

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,376.00	$365,969 (-) Land $37,500 Building $328,469	$365,969 (-) Land $37,500 Building $328,469
2023	$4,376.00	$365,969 Land $37,500 Building $328,469	$365,969 Land $37,500 Building $328,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windsor Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures