404 Windrock Ln, Dimondale, MI 48821 Property Records

Eaton County property record for 404 Windrock Ln, Dimondale, MI 48821

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,522 sqft · built 1984
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Aug 2024)
Tax Bill	$10,386 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08105000011000`

Property Details

APN / Parcel Number

Primary APN	`08105000011000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Basement Area	1,522 sqft
Unfinished Basement	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	20,909 sqft (0.48 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 WINDROCK LN
City	DIMONDALE
State	MI
Zip	48821-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B VILL
Legal Description	LOT 11. DIMONDALE ESTATES, T3N,R3W, VILLAGE OF DIMONDALE 1985
Legal Subdivision	DIMONDALE ESTATES
Legal Lot Number	11
Jurisdiction	EATON MI
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3030
Census Tract	21402

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Apr 7, 2009	Deed of Trust, Mortgage LAFCU
Apr 25, 2007	Deed of Trust, Mortgage LAFCU
Mar 11, 2026	Intrafamily Transfer, Transfer
Aug 21, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2019	Warranty Deed, Transfer · ARM FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Book / Page	3104 / 695
Last Transfer Date	Mar 10, 2026
Transfer Doc	3181000090
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757

Mortgage

Document Number	03163/1070
Date	Nov 4, 2025
Book Page	3163/1070

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2040

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757

Mortgage

Document Number	003134/857
Date	Apr 18, 2025
Book Page	3134/857

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02223/0222
Date	Apr 7, 2009
Book Page	2223/0222

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2019

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02113/0178
Date	Apr 25, 2007
Book Page	2113/0178

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 15, 2017

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Mar 11, 2026
Property Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757
Document Number	0003181/90
Book / Page	3181 / 90
Map Reference	LB 10 PG 30
Instrument Date	Mar 10, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 21, 2024
Property Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757
Document Number	003104/695
Book / Page	3104 / 695
Map Reference	LB 10 PG 30
Instrument Date	Aug 16, 2024
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3200 S MAYER MEADOWS DR, OWOSSO, MI 48867-9168

Mortgage

Document Number	0031051038
Date	Aug 21, 2024
Instrument	3105/1038

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 20, 2019
Property Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757
Document Number	02803/1185
Book / Page	2803 / 1185
Map Reference	LB 10 PG 30-32
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,408.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 WINDROCK LN, DIMONDALE, MI 48821-9757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4453 BUNKER LN, STOW, OH 44224-5129

Mortgage

Document Number	02803/1186
Date	Sep 20, 2019
Book Page	2803/1186

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Windsor Charter Township
Municipality	Dimondale Village
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,900 (+1.63%)	$363,749 (-) Land $85,264 Building $278,485
2025	$10,386.00 (+82.37%)	$183,900 (+15.37%)	$363,749 (+14.1%) Land $85,264 Building $278,485
2024	$5,695.00 (+11.56%)
2023		$159,400	$318,800
2022	$5,105.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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