404 Wind Ridge Dr, Stafford, VA 22554 Property Records

Stafford County property record for 404 Wind Ridge Dr, Stafford, VA 22554

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,140 sqft · built 1988
Lot Size0.038 acres (1,694 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Sep 2022)
Tax Bill$2,268 (2023)
Deeds & MortgagesMay 2021 Refinance
Sep 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21E-1-21

Property Details

APN / Parcel Number

Primary APN21E-1-21
Alternative APNs
  • 021E 1 21
  • 14154

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area1,140 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleOther
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,694 sqft (0.038 acres)
PorchOpen Porch
Porch Area51 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number14154
Old Parcel Number021E 1 21
Street Address404 WIND RIDGE DR
CitySTAFFORD
StateVA
Zip22554-4768
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2- URBAN RES
Legal DescriptionLOT 21 SEC 1 1694 SQFT POTOMAC HILLS
Legal SubdivisionPOTOMAC HILLS
Legal Lot Number21
JurisdictionSTAFFORD VA
Township / Civil DivisionGRIFFIS-WIDEWATER
Census Block Group3
Census Block3011
Census Tract10216

Owner

404 Wind Ridge Dr, a townhouse, is owned and occupied by an individual who bought it in September 2022.

Source: Stafford County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Mailing Address404 WIND RIDGE DR, STAFFORD, VA 22554-4768
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CLEARPATH LENDING
Sep 15, 2022Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FEDERAL CREDIT UNION
Mar 20, 2018Grant Deed, Transfer · VA Mortgage
ATLANTIC COAST MTG
Nov 20, 2017Grant Deed, Transfer
PREMIUM TITLE INC
Aug 14, 2017Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2022 · Amount on File
Deed SaleSep 15, 2022 · Amount on File
Prior SaleMar 20, 2018 · Amount on File
Deed Document Number220018656
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address404 WIND RIDGE DR, STAFFORD, VA 22554-4768
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210016349
DateMay 13, 2021
Instrument210016349
Lender
NameCLEARPATH LENDING
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term359 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.25%

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateSep 15, 2022
Property Address404 WIND RIDGE DR, STAFFORD, VA 22554-4768
Document Number0220018656
Instrument DateSep 9, 2022
Instrument220018656
Transaction TypeTransfer
Record UpdatedOct 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 WIND RIDGE DR, STAFFORD, VA 22554-4768

Mortgage

Document Number0220018657
DateSep 15, 2022
Instrument220018657
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term480 Months
DueSep 6, 2062
Interest
Rate TypeFixed Rate

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTAFFORD VA
Recording DateMar 20, 2018
Property Address404 WIND RIDGE DR, STAFFORD, VA 22554-4768
Document Number180004382
Instrument DateMar 16, 2018
Instrument4382
Transaction TypeTransfer
Record UpdatedApr 28, 2020
Title CompanyPRESTIGE TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$208.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address404 WIND RIDGE DR STAFFORD VA 225544768, STAFFORD, VA 22554-4768

Mortgage

Document Number180004383
DateMar 20, 2018
Instrument4383
Lender
NameATLANTIC COAST MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 19, 2048

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTAFFORD VA
Recording DateNov 20, 2017
Property Address404 WIND RIDGE DR, STAFFORD, VA 22554-4768
Document Number170020844
Instrument DateNov 3, 2017
Instrument20844
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyPREMIUM TITLE INC

Transaction

AmountAmount on Record
Tax$148.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4659 MONTEGA DR WOODBRIDGE VA 221925313, WOODBRIDGE, VA 22192-5313

August 2017: Foreclosure

Document TypeForeclosure
JurisdictionSTAFFORD VA
Recording DateAug 14, 2017
Property Address404 WIND RIDGE DR, STAFFORD, VA 22554-4768
Document Number170014531
Instrument DateJul 20, 2017
Instrument14531
Transaction TypeForeclosure
Record UpdatedFeb 18, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$187.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$281,500 Land $105,000 Building $176,500$281,500 Land $105,000 Building $176,500
2023$2,268.00$240,100 Land $80,000 Building $160,100$240,100 Land $80,000 Building $160,100
2021$1,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Wind Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Wind Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Starlink
Satellite
280 / 30

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