404 Willow Brook Dr, Matthews, NC 28105 Property Records

Mecklenburg County property record for 404 Willow Brook Dr, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,866 sqft · built 2004
Lot Size0.283 acres (12,332 sqft)
OwnerIndividual Name on Record
Last Sale$810,000 (Jun 2022)
Tax Bill$6,994 (2023)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN227-036-44

Property Details

APN / Parcel Number

Primary APN227-036-44

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,866 sqft Heated Area
Gross Area5,135 sqft
1st Floor Area2,500 sqft
Upper Floors Area1,321 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area12,332 sqft (0.283 acres)
Garage Area392 sqft
PorchPorch
Porch Area404 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number227-036-44
Street Address404 WILLOW BROOK DR
CityMATTHEWS
StateNC
Zip28105-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15(CD)
Legal DescriptionL5 M41-203
Legal SubdivisionELIZABETH PLACE
Legal Lot Number5
JurisdictionMECKLENBURG NC
Township / Civil Division5, PROVIDENCE
Census Block Group2
Census Block2002
Census Tract5833

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address404 WILLOW BROOK DR, MATTHEWS, NC 28105-1831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2022 · Amount on Record
Deed SaleJun 29, 2022 · Amount on Record
Prior SaleDec 23, 2004 · Amount on Record
Deed Document Number0037462298
Deed Book / Page37462 / 298
Record UpdatedJun 7, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 29, 2022
Property Address404 WILLOW BROOK DR, MATTHEWS, NC 28105-1831
Document Number0000096516
Book / Page37462 / 298
Map ReferenceMB 41 PG 203
Instrument DateJun 22, 2022
Instrument2022096516
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1133 OCEAN SHORE BLVD APT 406, 406, ORMOND BEACH, FL 32176-3738

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096517
DateJun 29, 2022
Instrument2022096517
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2037

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
200 / 20

May also be available: T-Mobile.

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