404 Williams Rd, Nicholasville, KY 40356 Property Records

Jessamine County property record for 404 Williams Rd, Nicholasville, KY 40356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,413 sqft · built 2017
Owner	Individual Name on Record
Last Sale	$300,000 (Feb 2022)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`058-20-35-012.00`

Property Details

APN / Parcel Number

Primary APN	`058-20-35-012.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,413 sqft Living Area
Basement Area	1,131 sqft
Unfinished Basement	1,131 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick/Stone
Foundation Type	Block
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	404 WILLIAMS RD
City	NICHOLASVILLE
State	KY
Zip	40356-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50B
Legal Subdivision	G N MILES
Legal Block	B
Legal Lot Number	50
Jurisdiction	JESSAMINE KY
Township / Civil Division	NICHOLASVILLE
Census Block Group	1
Census Block	1014
Census Tract	60502

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 WILLIAMS RD, NICHOLASVILLE, KY 40356-1938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Feb 1, 2022	Deed, Transfer · VA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Jul 26, 2005 · Amount on Record
Deed Document Number	411670
Deed Book / Page	D840 / 262
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JESSAMINE KY
Property Address	404 WILLIAMS RD, NICHOLASVILLE, KY 40356-1938
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000359601
Date	Oct 30, 2017
Book Page	M1308/578
Instrument	359601

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JESSAMINE KY
Recording Date	Feb 1, 2022
Property Address	404 WILLIAMS RD, NICHOLASVILLE, KY 40356-1938
Document Number	0000411670
Book / Page	D840 / 262
Map Reference	CAB 9 SL 206
Instrument Date	Jan 19, 2022
Instrument	411670
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 SUGAR CREEK PIKE, 3100, NICHOLASVILLE, KY 40356-9568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WILLIAMS RD, NICHOLASVILLE, KY 40356-1938

Mortgage

Document Number	0000411671
Date	Feb 1, 2022
Instrument	411671

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Jessamine County
Municipality	Nicholasville City
Unified School District	Jessamine County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00 (-1.41%)	$300,000 (-) Land $30,000 Building $270,000	$300,000 (-) Land $30,000 Building $270,000
2023	$3,186.00 (+173.48%)	$300,000 (+1%) Land $30,000 Building $270,000	$300,000 (+1%) Land $30,000 Building $270,000
2022	$1,165.00 Homeowner's exemption	$150,000 Land $9,950 Building $140,050	$150,000 Land $9,950 Building $140,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NICHOLASVILLE WATER DEPARTMENT serves 35,266 people · EPA ID KY0570315
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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