Washington County property record for 404 Willard St, Midway, PA 15060
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1900 |
| Lot Size | 0.518 acres (22,564 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Nov 2023) |
| Tax Bill | $1,843 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 410-012-00-01-0012-00 |
| Primary APN | 410-012-00-01-0012-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,564 sqft (0.518 acres) |
| Lot Dimensions | 141 ft deep x 160 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 WILLARD ST |
|---|---|
| City | MIDWAY |
| State | PA |
| Zip | 15060-1174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8-9-10-11 HSE 2 STY FR & GAR |
| Legal Lot Number | 8-9 |
| Jurisdiction | WASHINGTON PA |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 714000 |
404 Willard St is owned and occupied by an individual who bought it in November 2023.
Source: Washington County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 404 WILLARD ST, MIDWAY, PA 15060-1174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Apr 24, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Nov 30, 2023 | Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on File |
| Deed Sale | Nov 30, 2023 · Amount on File |
| Deed Document Number | 202323599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Property Address | 404 WILLARD ST, MIDWAY, PA 15060-1174 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 404 WILLARD ST, MIDWAY, PA 15060-1174 |
| Document Number | 0000002476 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 202602476 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | OAKDALE, PA 15071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Property Address | 404 WILLARD ST, MIDWAY, PA 15060-1174 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 404 WILLARD ST, MIDWAY, PA 15060-1174 |
| Document Number | 0000007115 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 202407115 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | BRIDGEVILLE, PA 15017 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON PA |
| Recording Date | Nov 30, 2023 |
| Property Address | 404 WILLARD ST, MIDWAY, PA 15060-1174 |
| Document Number | 0000023599 |
| Map Reference | VOL 1 PG 142 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 202323599 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 WILLARD ST, MIDWAY, PA 15060-1174 |
| Document Number | 0000023600 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 202323600 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 404 Willard St was $1,843, up 4.2% from the year before.
Source: Washington County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Washington County |
| Municipality | Midway Borough |
| Unified School District | Fort Cherry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,843.00 (+4.18%) | $73,200 (-) Land $30,400 Building $42,800 | $73,200 Land $30,400 Building $42,800 |
| 2025 | $1,769.00 | $73,200 Land $30,400 Building $42,800 | |
| 2023 | $1,588.00 | $73,200 (-) Land $30,400 Building $42,800 | |
| 2022 | $1,588.00 | $73,200 Land $30,400 Building $42,800 | |
| 2015 | $73,200 Land $30,400 Building $42,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Willard St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1979–2020) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Willard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMER WATER CO-PITTSBURGH private · serves 686,000 people · EPA ID PA5020039 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Hickory Telephone Company Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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