404 Wild Oak Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 404 Wild Oak Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,042 sqft · built 2008
Lot Size	0.196 acres (8,527 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Nov 2023)
Tax Bill	$10,710 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`241-700-020-000`

Property Details

APN / Parcel Number

Primary APN	`241-700-020-000`
Alternative APN	`241-700-02`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,042 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Lot Area	8,527 sqft (0.196 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	241-700-02
Street Address	404 WILD OAK DR
City	LATHROP
State	CA
Zip	95330-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	07-FM PT 241-020-53 PER MOSSDALE LANDING EAST NO 2
Legal Subdivision	MOSSDALE LANDING EAST 02
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	4
Census Block	4006
Census Tract	5119

Owner

404 Wild Oak Dr is owned and occupied by an individual who bought it in November 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	404 WILD OAK DR, LATHROP, CA 95330-8692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Prior Sale	Mar 2, 2012 · Amount on File
Deed Document Number	202395812
Prior Transfer Date	Aug 9, 2018
Prior Transfer Doc	0000090494
Record Updated	Oct 29, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 22, 2023
Property Address	404 WILD OAK DR, LATHROP, CA 95330-8692
Document Number	0000095812
Map Reference	MB 41 PG 19
Instrument Date	Nov 20, 2023
Instrument	2023-095812
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	404 WILD OAK DR, LATHROP, CA 95330-8692

Mortgage

Document Number	0000095813
Date	Nov 22, 2023
Instrument	2023-095813

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 16, 2018
Property Address	404 WILD OAK DR, LATHROP, CA 95330-8692
Document Number	0000090494
Instrument Date	Aug 9, 2018
Instrument	90494
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 WILD OAK DR LATHROP CA 953308692, LATHROP, CA 95330-8692

Mortgage

Document Number	90495
Date	Aug 16, 2018
Instrument	90495

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 404 Wild Oak Dr was $10,710, up 1.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,710.00 (+1.19%)
2025	$10,584.00	$754,800 Land $224,400 Building $530,400
2023	$5,064.00 (+1.28%) Homeowner's exemption	$281,289 Land $70,020 Building $211,269	$647,460
2022	$5,000.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 Wild Oak Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Wild Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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