Chesapeake City property record for 404 Whitney Ct, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,249 sqft · built 1993 |
| Lot Size | 0.316 acres (13,765 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $268,000 (May 2005) |
| Tax Bill | $4,723 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jan 2021 Refinance + 4 more |
| APN | 0607003001090 |
| Primary APN | 0607003001090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,249 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Attic | Attic |
| Attic Area | 308 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,765 sqft (0.316 acres) |
| Lot Dimensions | 150 ft deep x 52 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 214 sqft |
| Deck Area | 320 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 404 WHITNEY CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 109 HERITAGE POINT PHASE II |
| Legal Subdivision | CHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 WHITNEY CT, CHESAPEAKE, VA 23322-5474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SPRING EQ LLC |
| Jan 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SPRING EQ LLC |
| Aug 26, 2010 | Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| May 28, 2014 | Deed of Trust, Mortgage · Conventional Mortgage 3RD FEDERAL SAVINGS & LOA |
| Jan 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SPRING EQ LLC |
| May 5, 2005 | Warranty Deed, Transfer · Conventional Mortgage MONARCH HOME FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2005 · Amount on Record |
| Deed Sale | May 5, 2005 · Amount on Record |
| Deed Book / Page | 5984 / 703 |
| Last Transfer Date | Sep 10, 2016 |
| Transfer Doc | 9699/1650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 WHITNEY CT, CHESAPEAKE, VA 23322-5474 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10326/1289 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 10326/1289 |
| Instrument | 210010761 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 WHITNEY CT, CHESAPEAKE, VA 23322-5474 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010290/833 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 10290/833 |
| Instrument | 210001521 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 WHITNEY CT, CHESAPEAKE, VA 23322-5474 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008194/208 |
|---|---|
| Date | Aug 26, 2010 |
| Book Page | 8194/208 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 WHITNEY CT, CHESAPEAKE, VA 23322-5474 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009385/309 |
|---|---|
| Date | May 28, 2014 |
| Book Page | 9385/309 |
| Name | 3RD FEDERAL SAVINGS & LOA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2024 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.89% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 404 WHITNEY CT, CHESAPEAKE, VA 23322-5474 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10290/833 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 10290/833 |
| Instrument | 210001521 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 5, 2005 |
| Property Address | 404 WHITNEY CT, CHESAPEAKE, VA 23322-5474 |
| Document Number | 005984/703 |
| Book / Page | 5984 / 703 |
| Instrument Date | Apr 28, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005984705 |
|---|---|
| Date | May 5, 2005 |
| Instrument | 5984/705 |
| Name | MONARCH HOME FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,900 (+4.98%) Land $200,000 Building $290,900 | $490,900 (+4.98%) Land $200,000 Building $290,900 | |
| 2025 | $4,723.00 (+6.04%) | $467,600 (+12.24%) Land $190,000 Building $277,600 | $467,600 (+12.24%) Land $190,000 Building $277,600 |
| 2024 | $4,454.00 (+31.93%) | ||
| 2023 | $416,600 (+4.96%) Land $170,000 Building $246,600 | $416,600 (+4.96%) Land $170,000 Building $246,600 | |
| 2022 | $396,900 Land $150,000 Building $246,900 | $396,900 Land $150,000 Building $246,900 | |
| 2019 | $3,376.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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