404 Whispering Willow Ln, Solon, IA 52333 Property Records

Johnson County property record for 404 Whispering Willow Ln, Solon, IA 52333

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,715 sqft · built 2015
Lot Size	0.251 acres (10,912 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jul 2020)
Tax Bill	$8,342 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0224428003`

Property Details

APN / Parcel Number

Primary APN	`0224428003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
Basement Area	1,715 sqft
Finished Basement	1,372 sqft
Unfinished Basement	343 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,912 sqft (0.251 acres)
Lot Dimensions	124 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	954 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	129 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 WHISPERING WILLOW LN
City	SOLON
State	IA
Zip	52333-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDMILL ESTATES PART 1 LOT 19
Legal Range	06W
Legal Township	81N
Legal Section	24
Legal Subdivision	SOLON
Legal Lot Number	19
Jurisdiction	JOHNSON IA
Township / Civil Division	BIG GROVE
Census Block Group	2
Census Block	2044
Census Tract	10100

Owner

Source: Johnson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 WHISPERING WILLOW LN, SOLON, IA 52333-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK AND TRUST COMPANY
Jul 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HILLS BANK AND TRUST CO
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage HILLS BANK AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Apr 28, 2017 · Amount on Record
Deed Book / Page	6084 / 698
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IA
Recording Date	Jun 30, 2026
Property Address	404 WHISPERING WILLOW LN, SOLON, IA 52333-9448
Document Number	6779000178
Book / Page	6779 / 178
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WHISPERING WILLOW LN, SOLON, IA 52333-9448

Mortgage

Document Number	6779000178,
Date	Jun 30, 2026
Book Page	6779/178

Lender

Name	HILLS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IA
Property Address	404 WHISPERING WILLOW LN, SOLON, IA 52333-9448
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006084/715
Date	Jul 30, 2020
Book Page	6084/715

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2030

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IA
Recording Date	Jul 30, 2020
Property Address	404 WHISPERING WILLOW LN, SOLON, IA 52333-9448
Document Number	006084/698
Book / Page	6084 / 698
Map Reference	MB 49 PG 22
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$647.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 WHISPERING WILLOW LN, SOLON, IA 52333-9448

Mortgage

Document Number	0006084701
Date	Jul 30, 2020
Instrument	6084/701

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT
Margin	3
Max Rate	9%

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Johnson County
Municipality	Solon City
Unified School District	Solon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,342.00	$528,600 (+7.37%) Land $78,600 Building $450,000	$528,600 (+7.37%) Land $78,600 Building $450,000
2024	$8,342.00 (+11.58%)
2023		$492,300 Land $78,600 Building $413,700	$492,300 Land $78,600 Building $413,700
2022	$7,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOLON WATER DEPT serves 3,018 people · EPA ID IA5282062
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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