404 Westgate Dr, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 404 Westgate Dr, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1983
Lot Size	0.002 acres (96 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Mar 2026)
Tax Bill	$9,426 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00411-0000-00005-03-C0404`

Property Details

APN / Parcel Number

Primary APN	`05-00411-0000-00005-03-C0404`
Alternative APNs	`0500411000000005 M3 C0404` `00011173`

Interior

Building Area	1,604 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Lot Area	96 sqft (0.002 acres)

Location & Zoning

Account Number	00011173
Street Address	404 WESTGATE DR
City	EDISON
State	NJ
Zip	08820-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RATH
Legal Description	WESTGATE SQUARE UNIT 404
Legal Subdivision	WESTGATE SQUARE
Legal Block	411
Legal Lot Number	5.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1000
Census Tract	1412

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 WESTGATE DR, EDISON, NJ 08820-1171
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2026 · Amount on Record
Deed Sale	Mar 31, 2026 · Amount on Record
Deed Document Number	202620769
Deed Book / Page	19987 / 1029
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 31, 2026
Property Address	404 WESTGATE DR, EDISON, NJ 08820-1171
Document Number	0000020769
Book / Page	19987 / 1029
Instrument Date	Mar 19, 2026
Instrument	2026020769
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,174.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2008 GRANT AVE, SOUTH PLAINFIELD, NJ 07080-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WESTGATE DR, EDISON, NJ 08820-1171

Mortgage

Document Number	0000020770
Date	Mar 31, 2026
Instrument	2026020770

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,400 (-) Land $75,000 Building $83,400	$158,400 (-) Land $75,000 Building $83,400
2025	$9,426.00 (-0.04%)	$158,400 (-) Land $75,000 Building $83,400	$158,400 (-) Land $75,000 Building $83,400
2024	$9,430.00 (+4.36%)
2023		$158,400 Land $75,000 Building $83,400	$158,400 Land $75,000 Building $83,400
2022	$9,036.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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