404 Wells St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 404 Wells St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,358 sqft · built 1940
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on File
Last Sale	$619,000 (Aug 2021)
Tax Bill	$14,307 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03410-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`20-03410-0000-00002`
Alternative APNs	`2000445000000011` `200341000002`

Interior

Stories	2 Stories
Building Area	1,358 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Construction Type	Frame
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	122 ft deep x 55 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	2000445000000011
Street Address	404 WELLS ST
City	WESTFIELD
State	NJ
Zip	07090-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWN/WESTFIELD
Legal Block	3410
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2001
Census Tract	36400

Owner

404 Wells St is owned and occupied by two individuals who bought it in August 2021.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 WELLS ST, WESTFIELD, NJ 07090-1338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Deed Document Number	20218322
Deed Book / Page	6426 / 2229
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Aug 18, 2021
Property Address	404 WELLS ST, WESTFIELD, NJ 07090-1338
Document Number	0064262229
Book / Page	6426 / 2229
Instrument Date	Aug 13, 2021
Instrument	8322
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,386.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3636 CHILDRESS TER, BURTONSVILLE, MD 20866-2035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WELLS ST, WESTFIELD, NJ 07090-1338

Mortgage

Document Number	0000018994
Date	Aug 18, 2021
Instrument	18994

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 404 Wells St was $14,307, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,200 (+0.96%) Land $486,200 Building $144,000	$630,200 (+0.96%) Land $486,200 Building $144,000
2025	$14,307.00 (+1.79%)	$624,200 Land $486,200 Building $138,000	$624,200 Land $486,200 Building $138,000
2024	$14,056.00
2023		$624,200 Land $486,200 Building $138,000	$624,200 Land $486,200 Building $138,000
2022	$13,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Wells St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Wells St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20