404 Waugh's Ferry Rd, Amherst, VA 24521 Property Records

Amherst County property record for 404 Waugh's Ferry Rd, Amherst, VA 24521 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,004 sqft · built 1959
Lot Size	4.8 acres (209,219 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2020)
Tax Bill	$1,121 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`95 A 115,115A,115B`

Property Details

APN / Parcel Number

Primary APN	`95 A 115,115A,115B`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	209,219 sqft (4.8 acres)
Porch	Patio
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	404 WAUGHS FERRY RD
City	AMHERST
State	VA
Zip	24521-3245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAUGHS FERRY ROAD ALSO DB 595-24 8,653-723 95 A 115,115A,1
Jurisdiction	AMHERST VA
Township / Civil Division	2
Census Block Group	3
Census Block	3022
Census Tract	10201

Owner

Source: Amherst County records · APN 95 A 115,115A,115B

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 WAUGHS FERRY RD, AMHERST, VA 24521-3245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	20203656
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0000003656
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Oct 26, 2020
Property Address	404 WAUGHS FERRY RD, AMHERST, VA 24521-3245
Document Number	0200003656
Instrument Date	Oct 15, 2020
Instrument	200003656
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WAUGHS FERRY RD, AMHERST, VA 24521-3245

Mortgage

Document Number	0200003657
Date	Oct 26, 2020
Instrument	200003657

Lender

Name	TRUIST BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Municipality	Amherst Town
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,121.00 (+70.36%)	$108,000 (-) Land $54,000 Building $54,000	$200,200 (+85.37%) Land $64,800 Building $135,400
2025	$658.00
2024		$108,000 (-) Land $54,000 Building $54,000	$108,000 (-) Land $54,000 Building $54,000
2023	$658.00	$108,000 Land $54,000 Building $54,000	$108,000 Land $54,000 Building $54,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Amherst County (51009C), updated February 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 54% of Virginia
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.