Dorchester County property record for 404 Washington St, Cambridge, MD 21613
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 6,131 sqft · built 1946 |
| Lot Size | 0.559 acres (24,350 sqft) |
| Owner | Company Name on File |
| Last Sale | $340,000 (Oct 2010) |
| Tax Bill | $6,623 (2026) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-177828 |
| Primary APN | 07-177828 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,131 sqft Total Area |
| 1st Floor Area | 6,131 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Block |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 24,350 sqft (0.559 acres) |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 177828 |
|---|---|
| Street Address | 404 WASHINGTON ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-2810 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C-2 |
| Legal Description | LOT 24,350 SQ. FT. S/S WASHINGTON STREET CAMBRIDGE |
| Legal Subdivision | CARL D HUGHES |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 970600 |
404 Washington St, a commercial property, is owned by a company that bought it in October 2010.
Source: Dorchester County records, as of October 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5619 BELLE AIRE RD, EAST NEW MARKET, MD 21631-1635 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2010 · Amount on File |
| Deed Sale | Oct 1, 2010 · Amount on File |
| Prior Sale | Feb 19, 2010 · Amount on File |
| Deed Document Number | 2010225 |
| Deed Book / Page | 999 / 348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 404 WASHINGTON ST, CAMBRIDGE, MD 21613-2810 |
| Document Number | 0015350074 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 404 WASHINGTON ST CAMBRIDGE MD 216132810, CAMBRIDGE, MD 21613-2810 |
| Document Number | 0015350074 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 001535/000074 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | OCEAN CITY, MD 21842-3248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 404 Washington St was $6,623, up 3.2% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,623.00 (+3.16%) | $354,433 (+3.7%) | $379,700 (+11.09%) Land $44,300 Building $335,400 |
| 2025 | $6,420.00 | $341,800 Land $44,300 Building $297,500 | $341,800 Land $44,300 Building $297,500 |
| 2023 | $6,064.00 | $328,133 | $341,800 Land $44,300 Building $297,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 Washington St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1979–2003) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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