Monroe County property record for 404 Washington Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,681 sqft · built 1974 |
| Lot Size | 0.27 acres (11,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Feb 2024) |
| Tax Bill | $3,325 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-352-025-000 |
| Primary APN | 08-19-352-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,681 sqft Living Area |
| 1st Floor Area | 1,681 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 11,698 sqft (0.27 acres) |
| Lot Dimensions | 132 ft deep x 90 ft wide |
| Garage Area | 504 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 540 sqft |
| Porch | Slab |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 404 WASHINGTON DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 24 EAST RIDGE SUBD |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 24 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 600401 |
Source: Monroe County assessment roll, APN 08-19-352-025-000, as of August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 801 BRITTANY CT, C, WATERLOO, IL 62298-6606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK |
| Feb 22, 2024 | Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2024 · Amount on Record |
| Deed Sale | Feb 22, 2024 · Amount on Record |
| Deed Document Number | 2024432194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 404 WASHINGTON DR, WATERLOO, IL 62298-1507 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000417017 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 417017 |
| Name | ASSOCIATED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 22, 2024 |
| Property Address | 404 WASHINGTON DR, WATERLOO, IL 62298-1507 |
| Document Number | 0000432194 |
| Map Reference | MB C PG 34 |
| Instrument Date | Feb 21, 2024 |
| Instrument | 432194 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 WASHINGTON DR, WATERLOO, IL 62298-1507 |
| Name | Verified Name |
|---|---|
| Address | 404 WASHINGTON DR, WATERLOO, IL 62298-1507 |
| Document Number | 0000432195 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 432195 |
| Name | EQUITY PRIME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
Source: Monroe County assessment roll as of August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,110 (+14.93%) Land $16,760 Building $55,350 | $216,330 (+14.93%) Land $50,280 Building $166,050 | |
| 2024 | $3,325.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $62,740 Land $15,380 Building $47,360 | $188,220 Land $46,140 Building $142,080 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 242 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HTC Holding DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system IL1330300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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