404 Warren Rd, Lutz, FL 33548 Property Records

Hillsborough County property record for 404 Warren Rd, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,452 sqft · built 1978
Lot Size0.542 acres (23,624 sqft)
Owner2 Individual Names on Record
Tax Bill$3,272 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN015126-6552

Property Details

APN / Parcel Number

Primary APN015126-6552
Alternative APN
  • U2327180KO000003000030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,452 sqft Living Area
Gross Area3,344 sqft
1st Floor Area2,283 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2002
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,624 sqft (0.542 acres)
Lot Dimensions232 ft deep x 100 ft wide
Garage TypeAttached
Garage Area549 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area880 sqft
PorchFlorida Room
Porch Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0151266552
Street Address404 WARREN RD
CityLUTZ
StateFL
Zip33548-4544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-2
Legal DescriptionBRANT LAKE VILLAGE LOT 3 BLOCK 3
Legal Range18E
Legal Township27S
Legal Section23
Legal SubdivisionBRANT LAKE VILLAGE
Legal TractKO
Legal Block3
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1011
Census Tract11109

Owner

Source: Hillsborough County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address404 WARREN RD, LUTZ, FL 33548-4544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 23, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 15, 2018Deed of Trust, Mortgage · VA Mortgage
THE LEVEL MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address404 WARREN RD, LUTZ, FL 33548-4544
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 WARREN RD, LUTZ, FL 33548-4544

Mortgage

Document Number0000172192
DateApr 4, 2022
Instrument2022172192
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address404 WARREN RD, LUTZ, FL 33548-4544
Transaction TypeMortgage
Record UpdatedJul 6, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 WARREN RD, LUTZ, FL 33548-4544

Mortgage

Document Number2021316285
DateJun 23, 2021
Instrument2021316285
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address404 WARREN RD, LUTZ, FL 33548-4544
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0256260334
DateMar 15, 2018
Book Page25626/0334
Instrument2018104727
Lender
NameTHE LEVEL MORTGAGE LLC
TypeNon-Lending Institution
AddressCHERRY HILL, NJ 08034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$183,772 (+2.7%)$367,032 (-0.97%) Land $116,000 Building $251,032
2025$3,272.00 (+14.69%) Homeowner's exemption$178,941 (+5.99%)$370,609 (+8.54%) Land $116,000 Building $254,609
2023$2,853.00 (+6.53%) Homeowner's exemption$168,833 (+3%)$341,463 (-6.47%) Land $92,800 Building $248,663
2022$2,678.00 Homeowner's exemption$163,916$365,087 Land $81,200 Building $283,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 118 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies118 in force
Nearby Flood Claims19 (1996–2024)
Claims Outside the SFHA7 of 19
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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