404 Warner St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 404 Warner St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,932 sqft · built 1905
Lot Size	0.058 acres (2,526 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Aug 2023)
Tax Bill	$5,343 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`097-0002-0102-00`

Property Details

APN / Parcel Number

Primary APN	`097-0002-0102-00`
Alternative APN	`0043020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	954 sqft
2nd Floor Area	978 sqft
Basement Area	954 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,526 sqft (0.058 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	404 WARNER ST
City	CINCINNATI
State	OH
Zip	45219-1168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	404 WARNER ST 25 X 100 PT LOT 8 B P HINMAN SUB
Legal Subdivision	HINMAN SUB
Legal Block	P
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1026
Census Tract	2700

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	565 W CLIFTON, SPRINGDALE, OH 45246
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Commercial Mortgage SOUTH CENTRAL BANK
Aug 4, 2023	Warranty Deed, Transfer · Line of Credit FCN BANK NA
Nov 8, 2016	Loan Modification, Mortgage FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	202354691
Deed Book / Page	14972 / 1924
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	404 WARNER ST, CINCINNATI, OH 45219-1168
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 W KEMPER RD, CINCINNATI, OH 45246-2232

Mortgage

Document Number	0000001631
Date	Jan 7, 2026
Book Page	15577/2358
Instrument	2026-0001631

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 6, 2051

Interest

Rate Type	Adjustable Rate

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 4, 2023
Property Address	404 WARNER ST, CINCINNATI, OH 45219-1168
Document Number	0000054691
Book / Page	14972 / 1924
Map Reference	MB 2 PG 96
Instrument Date	Aug 3, 2023
Instrument	2023-0054691
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	565 W CLIFTON AVE, CINCINNATI, OH 45202

Mortgage

Document Number	0000054692
Date	Aug 4, 2023
Instrument	2023-0054692

Lender

Name	FCN BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 3, 2048

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	404 WARNER ST, CINCINNATI, OH 45219-1168
Document Number	0000000319
Book / Page	013325 / 001220
Instrument Date	Nov 8, 2016
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WARNER ST CINCINNATI OH 452191168, CINCINNATI, OH 45219-1168

Mortgage

Document Number	0000000319
Date	Jan 3, 2017
Book Page	013325/001220
Instrument	319

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Term	468 Months
Due	Jan 2, 2056

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,343.00 (+51.96%)	$80,298 (+51.84%) Land $10,511 Building $69,787	$229,420 (-) Land $30,030 Building $199,390
2024	$3,516.00 (+4.83%)	$52,884 (-) Land $10,510 Building $42,374
2023	$3,354.00 (+30.61%)	$52,884 (+45.3%) Land $10,510 Building $42,374	$229,420 (+120.62%) Land $30,030 Building $199,390
2022	$2,568.00	$36,397 Land $5,992 Building $30,405
2020			$103,990 Land $17,120 Building $86,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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