404 Warner Ave, Lemont, IL 60439 Property Records

Cook County property record for 404 Warner Ave, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 986 sqft · built 1958
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2006)
Tax Bill	$4,506 (2023)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-20-316-005`

Property Details

APN / Parcel Number

Primary APN	`22-20-316-005`
Alternative APN	`22-20-316-005-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,950 sqft (0.114 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	404 WARNER AVE
City	LEMONT
State	IL
Zip	60439-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	37N
Legal Section	20
Legal Subdivision	N J BROWNS ADD/LEMONT
Legal Block	20
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	1
Census Block	1055
Census Tract	824005

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 WARNER AVE, LEMONT, IL 60439-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2006 · Amount on Record
Deed Sale	May 2, 2006 · Amount on Record
Prior Sale	May 2, 2006 · Amount on Record
Deed Document Number	200633041
Last Transfer Date	Jan 6, 2021
Transfer Doc	0000039267
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	404 WARNER AVE, LEMONT, IL 60439-3823
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033925111
Date	Dec 5, 2025
Instrument	2533925111

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Apr 6, 2021
Property Address	404 WARNER AVE, LEMONT, IL 60439-3823
Document Number	0009639267
Instrument Date	Jan 6, 2021
Instrument	2109639267
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	404 WARNER AVE, LEMONT, IL 60439-3823

Mortgage

Document Number	0009639268
Date	Apr 6, 2021
Instrument	2109639268

Lender

Name	HOMETRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+36.48%) Land $3,094 Building $21,906	$250,000 (+36.48%) Land $30,940 Building $219,060
2023	$4,506.00 (+24.61%)
2022	$3,616.00 Homeowner's exemption	$18,318 Land $2,722 Building $15,596	$183,180 Land $27,220 Building $155,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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