404 Walnut St, Mount Morris, MI 48458 Property Records

Genesee County property record for 404 Walnut St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 984 sqft · built 1948
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-246`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-246`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Foundation Type	No Foundation
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	200 ft deep x 85 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 WALNUT ST
City	MOUNT MORRIS
State	MI
Zip	48458-1951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 48 & 74 & ALL THAT PART OF E 1/2 OF VACATED MARGARET AVE ADJOINING LOTS 48 & 74 ON THE W PLAT OF BUENA VISTA (79) SPLIT
Legal Subdivision	WEST OF BUENA VISTA
Legal Lot Number	48,74
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2029
Census Tract	12310

Owner

Source: Genesee County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 WALNUT ST, MOUNT MORRIS, MI 48458-1951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ELGA CREDIT UNION
Apr 10, 2024	Warranty Deed, Transfer
Oct 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ELGA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 23, 2020
Transfer Doc	0000073934
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 20, 2026
Property Address	404 WALNUT ST, MOUNT MORRIS, MI 48458-1951
Document Number	0000043441
Instrument Date	Jul 3, 2026
Instrument	202643441
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WALNUT ST, MOUNT MORRIS, MI 48458-1951

Mortgage

Document Number	0000043442,
Date	Jul 20, 2026
Instrument	20262043442

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 10, 2024
Property Address	404 WALNUT ST, MOUNT MORRIS, MI 48458-1951
Document Number	0000016424
Instrument Date	Mar 15, 2024
Instrument	202404100016424
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13722 MORRISH RD, MONTROSE, MI 48457-9764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WALNUT ST, MOUNT MORRIS, MI 48458-1951

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Oct 29, 2020
Property Address	404 WALNUT ST, MOUNT MORRIS, MI 48458-1951
Document Number	202010290073934
Map Reference	LB 5 P PG 32
Instrument Date	Oct 23, 2020
Instrument	202010290073934
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14493 MCCASLIN LAKE RD, 14493, LINDEN, MI 48451-9793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 WALNUT ST, MOUNT MORRIS, MI 48458-1951

Mortgage

Document Number	202010290073935
Date	Oct 29, 2020
Instrument	202010290073935

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,475.00 (+4.83%) Homeowner's exemption	$44,000 (+11.96%)	$88,000 (+11.96%)
2024	$1,407.00 (+32.61%)
2023		$39,300	$78,600
2021	$1,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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