404 Walnut St, Galt, IA 50101 Property Records

Wright County property record for 404 Walnut St, Galt, IA 50101

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,824 sqft · built 1975
Lot Size	0.861 acres (37,488 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000 (Jul 2022)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-402-002`

Property Details

APN / Parcel Number

Primary APN	`12-18-402-002`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,648 sqft
Basement Area	1,648 sqft
Finished Basement	1,275 sqft
Unfinished Basement	373 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	37,488 sqft (0.861 acres)
Lot Dimensions	264 ft deep x 142 ft wide
Garage Type	Mixed
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Deck Area	313 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	404 WALNUT ST
City	GALT
State	IA
Zip	50101-7508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5-6-7-8 & ALLEY ADJ ON N BLOCK 1 ORIG
Legal Subdivision	NORWICH ORIGINAL TOWN AKA GALT
Legal Block	1
Legal Lot Number	5-8
Jurisdiction	WRIGHT IA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1137
Census Tract	680400

Owner

Source: Wright County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 WALNUT ST, GALT, IA 50101-7508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Feb 12, 2009 · Amount on Record
Deed Document Number	20221569
Deed Book / Page	2022 / 1569
Prior Transfer Date	Jun 30, 2022
Prior Transfer Doc	0000001569
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	404 WALNUT ST, GALT, IA 50101-7508
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1570
Date	Jul 21, 2022
Book Page	2022/1570
Instrument	2022-1570

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT IA
Property Address	404 WALNUT ST, GALT, IA 50101-7508
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002020/882
Date	May 11, 2020
Book Page	2020/882
Instrument	20-0882

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wright County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Wright County
Municipality	Galt City
Unified School District	Clarion-Goldfield-Dows Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,100 (-) Land $9,500 Building $155,600	$165,100 (-) Land $9,500 Building $155,600
2025	$2,098.00 (+27.46%) Homeowner's exemption	$165,100 (+34.01%) Land $9,500 Building $155,600	$165,100 (+34.01%) Land $9,500 Building $155,600
2024	$1,646.00 (+0.12%)
2023		$123,200 (+14.6%) Land $3,200 Building $120,000	$123,200 (+14.6%) Land $3,200 Building $120,000
2022	$1,644.00 Homeowner's exemption	$107,500 Land $3,200 Building $104,300
2021			$107,500 Land $3,200 Building $104,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile, WMTel.

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