Lafayette County property record for 404 W Walnut St, Waverly, MO 64096
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2,178 sqft · built 2022 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,299 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Jul 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-5.0-15-4-002-042.020 |
| Primary APN | 06-5.0-15-4-002-042.020 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 2,178 sqft Living Area |
| Basement Area | 2,178 sqft |
| Unfinished Basement | 2,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 70,132 sqft (1.61 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Street Address | 404 W WALNUT ST |
|---|---|
| City | WAVERLY |
| State | MO |
| Zip | 64096-8144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE1/4 OF SE1/4; 712-1, 723-184, 840-273, 2016DR1938, 2016DR1939, 2016DR2557, 2020DR0958, 2020DR1323, 2024DR0673, 2025DR |
| Legal Range | 24 |
| Legal Township | 51 |
| Legal Section | 15 |
| Legal Subdivision | SHELBY & CO ADD |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 90300 |
Source: Lafayette County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 W WALNUT ST, WAVERLY, MO 64096-8144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST INTEGRITY MORTGAGE SERVICES |
| Jul 7, 2025 | Intrafamily Transfer, Transfer |
| Feb 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO LLC |
| Apr 7, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 29, 2024 |
| Deed Sale | Feb 29, 2024 |
| Prior Sale | Apr 7, 2020 |
| Deed Document Number | 2024673 |
| Last Transfer Date | Jun 28, 2025 |
| Transfer Doc | 2025DR2475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 404 W WALNUT ST, WAVERLY, MO 64096-8144 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021DR1293 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021DR1293 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jul 7, 2025 |
| Property Address | 404 W WALNUT ST, WAVERLY, MO 64096-8144 |
| Document Number | 2025DR2475 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025DR2475 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2412 NW PEEKAOO CT, BLUE SPRINGS, MO 64015-7510 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Feb 29, 2024 |
| Property Address | 404 W WALNUT ST, WAVERLY, MO 64096-8144 |
| Document Number | 2024DR0673 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024DR0673 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 W WALNUT ST, WAVERLY, MO 64096-8144 |
| Document Number | 2024DR0740 |
|---|---|
| Date | Feb 29, 2024 |
| Instrument | 2024DR0740 |
| Name | GUILD MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Apr 7, 2020 |
| Property Address | 404 W WALNUT ST, WAVERLY, MO 64096-8144 |
| Document Number | 2020DR1323 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 2020DR1323 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lafayette County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Municipality | Waverly City |
| Unified School District | Santa Fe R-X School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,299.00 (+14.31%) | $44,534 (+14%) | $234,390 (+14%) Land $11,010 Building $223,380 |
| 2024 | $2,886.00 | ||
| 2023 | $39,066 | $205,610 Land $9,660 Building $195,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAVERLY PWS serves 900 people · EPA ID MO1010839 |
|---|---|
| Water Source | Purchased groundwater from MARSHALL PWS |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Nov 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Green Hills Technologies Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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