Grayson County property record for 404 W Spruce St, Whitewright, TX 75491
| Property Type | Single Family Home |
|---|---|
| Details | 1,322 sqft · built 1900 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,750 (Aug 2026) |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Aug 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | X003 4501024 |
| Primary APN | X003 4501024 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,322 sqft Living Area |
| Gross Area | 1,497 sqft |
| 1st Floor Area | 1,322 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 14,201 sqft (0.326 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 175 sqft |
| Patio Area | 175 sqft |
| Street Address | 404 W SPRUCE ST |
|---|---|
| City | WHITEWRIGHT |
| State | TX |
| Zip | 75491-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOWDYS ADDN, BLOCK 5, LOT 17 & 18, ACRES .326 |
| Legal Subdivision | GOWDYS ADDN |
| Legal Block | 5 |
| Legal Lot Number | 17,18 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 102 |
404 W Spruce St is owned and occupied by an individual who bought it in August 2026.
Source: Grayson County records, as of September 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2424 COUNTY ROAD 564, PRINCETON, TX 75407-2434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Sep 30, 2011 · Amount on File |
| Deed Document Number | 202621016 |
| Prior Transfer Date | Sep 23, 2011 |
| Prior Transfer Doc | 0000019760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Aug 18, 2026 |
| Property Address | 404 W SPRUCE ST, WHITEWRIGHT, TX 75491-2552 |
| Document Number | 0000021016 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202621016 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000021017, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202621017 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Mar 1, 2027 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 404 W Spruce St was $1,123 with a homeowner's exemption, down 2.8% from the year before.
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Whitewright Town |
| Unified School District | Whitewright Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,123.00 (-2.77%) Homeowner's exemption | $128,123 | $149,448 Land $63,900 Building $85,548 |
| 2024 | $1,155.00 | ||
| 2023 | $130,942 Land $44,304 Building $86,638 | $130,942 Land $44,304 Building $86,638 | |
| 2022 | $1,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 W Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 W Spruce St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITEWRIGHT serves 1,725 people · EPA ID TX0910011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, TekWav.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures