404 W Rowan Ave, Spokane, WA 99205 Property Records

Spokane County property record for 404 W Rowan Ave, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1951
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Apr 2022)
Tax Bill	$3,782 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36311.3110`

Property Details

APN / Parcel Number

Primary APN	`36311.3110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	1,103 sqft
Basement Area	1,025 sqft
Finished Basement	1,025 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	404 W ROWAN AVE
City	SPOKANE
State	WA
Zip	99205-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ROSENDALE ADD L12 B39
Legal Range	43E
Legal Township	26N
Legal Section	31
Legal Subdivision	ROSENDALE ADD
Legal Block	39
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3073
Census Tract	500

Owner

404 W Rowan Ave is owned by two individuals who bought it in April 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3326 W ROSAMOND AVE, SPOKANE, WA 99224-1925
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Feb 9, 2021	Intrafamily Transfer, Transfer · VA Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	Feb 9, 2021
Deed Document Number	20227199454
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	0007032400
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 18, 2022
Property Address	404 W ROWAN AVE, SPOKANE, WA 99205-5127
Document Number	0007199454
Map Reference	VOLC PG 8
Instrument Date	Apr 15, 2022
Instrument	7199454
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3326 W ROSAMOND AVE, SPOKANE, WA 99224-1925

Mortgage

Document Number	0007199455
Date	Apr 18, 2022
Instrument	7199455

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Feb 9, 2021
Property Address	404 W ROWAN AVE, SPOKANE, WA 99205-5127
Document Number	0007032400
Map Reference	VOL C PG 38
Instrument Date	Feb 4, 2021
Instrument	7032400
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007032401
Date	Feb 9, 2021
Instrument	7032401

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 404 W Rowan Ave was $3,782, up 4.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,782.00 (+4.1%)	$375,100 Land $80,000 Building $295,100	$375,100 Land $80,000 Building $295,100
2025	$3,633.00
2024		$370,000 (+63.79%) Land $70,000 Building $300,000	$370,000 (+63.79%) Land $70,000 Building $300,000
2023	$3,619.00 (+36.82%)	$225,900 Land $55,000 Building $170,900	$225,900 Land $55,000 Building $170,900
2022	$2,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 W Rowan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 404 W Rowan Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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