404 W North St, Mc Lean, IL 61754 Property Records

McLean County property record for 404 W North St, Mc Lean, IL 61754

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,456 sqft · built 1971
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Apr 2025)
Tax Bill	$2,047 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-35-401-016`

Property Details

APN / Parcel Number

Primary APN	`26-35-401-016`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	404 W NORTH ST
City	MC LEAN
State	IL
Zip	61754-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBURBAN HOMES ADD TO MCLEAN LOT 12
Legal Range	01W
Legal Township	22N
Legal Section	35
Legal Subdivision	SUBURBAN HOMES ADD
Legal Lot Number	12
Jurisdiction	MCLEAN IL
Township / Civil Division	MOUNT HOPE
Census Block Group	3
Census Block	3131
Census Tract	6000

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	404 W NORTH ST, MC LEAN, IL 61754-9327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage INB NATIONAL ASSOCIATION
Jan 29, 2021	Intrafamily Transfer, Transfer ATTORNEY
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	20254426
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	0000002261
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	404 W NORTH ST, MC LEAN, IL 61754-9327
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400002932
Date	Mar 12, 2024
Instrument	2024-00002932

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

Interest

Rate Type	Fixed Rate
Rate	6.75%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jan 29, 2021
Property Address	404 W NORTH ST, MC LEAN, IL 61754-9327
Document Number	202100002261
Instrument Date	Jan 13, 2021
Instrument	2021-00002261
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W NORTH ST, MC LEAN, IL 61754-9327

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 31, 2017
Property Address	404 W NORTH ST, MC LEAN, IL 61754-9327
Document Number	201700015975
Instrument Date	Aug 18, 2017
Instrument	2017-00015975
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 STANLEY LN, CHAMPAIGN, IL 61822-1126

Mortgage

Document Number	201700015976
Date	Aug 31, 2017
Instrument	2017-00015976

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Mount Hope Township
Municipality	McLean Village
Unified School District	Olympia Community Unit School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,629 (+20.77%) Land $4,204 Building $37,425	$124,887 (+20.77%) Land $12,612 Building $112,275
2024	$2,047.00 (+7%)
2023	$1,913.00	$34,470 Land $3,481 Building $30,989	$103,410 Land $10,443 Building $92,967

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1979–1984)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLEAN serves 791 people · EPA ID IL1130850
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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