Grayson County property record for 404 W Norma Cir, Bells, TX 75414
| Property Type | Single Family Home |
|---|---|
| Details | 1,283 sqft · built 1986 |
| Lot Size | 0.286 acres (12,497 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,188 (2024) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B002 5558007 |
| Primary APN | B002 5558007 |
|---|---|
| Alternative APN |
|
| Building Area | 1,283 sqft Living Area |
|---|---|
| Gross Area | 1,683 sqft |
| 1st Floor Area | 1,283 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 12,497 sqft (0.286 acres) |
| Lot Dimensions | 147 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 400 sqft |
| Deck Area | 85 sqft |
| Patio Area | 85 sqft |
| Utility Building | 120 sqft |
| Account Number | 138436 |
|---|---|
| Old Parcel Number | B002 5558007 |
| Street Address | 404 W NORMA CIR |
| City | BELLS |
| State | TX |
| Zip | 75414-3597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHEELER ADDN, LOT 7, ACRES .2869 |
| Legal Subdivision | WHEELER ADDN |
| Legal Lot Number | 7 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 101 |
Source: Grayson County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 W NORMA CIR, BELLS, TX 75414-3597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2001 |
| Deed Sale | Feb 27, 2001 |
| Deed Document Number | 0003038245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 404 W NORMA CIR, BELLS, TX 75414-3597 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | RED RIVER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000020772 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019-00020772 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bells Town |
| County | Grayson County |
| Unified School District | Bells Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174,941 (-6.33%) Land $40,619 Building $150,172 | $190,791 (+2.16%) Land $40,619 Building $150,172 | |
| 2024 | $2,188.00 (-4.08%) | ||
| 2023 | $186,760 Land $32,745 Building $154,015 | $186,760 Land $32,745 Building $154,015 | |
| 2022 | $2,281.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLS serves 2,101 people · EPA ID TX0910001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| TekWav Fixed Wireless | 100 / 20 |
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