404 W McDamyn Cir, Winnebago, IL 61088 Property Records

Winnebago County property record for 404 W McDamyn Cir, Winnebago, IL 61088

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,600 sqft · built 2003
Lot Size0.281 acres (12,240 sqft)
Owner2 Individual Names on Record
Tax Bill$5,680 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN521A054

Property Details

APN / Parcel Number

Primary APN521A054
Alternative APN
  • 1417201013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area3,600 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeFrame
Lot Area12,240 sqft (0.281 acres)
Lot Dimensions144 ft deep x 85 ft wide
Garage Area528 sqft
DrivewayDriveway
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address404 W MCDAMYN CIR
CityWINNEBAGO
StateIL
Zip61088-8505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST SUB NO 4 PT W 1/2 NE1/4 SEC17-26-11 LOT 24
Legal SubdivisionHILLCREST SUB NO 4
Legal Lot Number24
JurisdictionWINNEBAGO IL
Township / Civil DivisionWINNEBAGO
Census Block Group2
Census Block2081
Census Tract4200

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 W MCDAMYN CIR, WINNEBAGO, IL 61088-8505
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Intrafamily Transfer, Transfer · VA Mortgage
BARRINGTON BANK & TRUST CO NA
Aug 22, 2020Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC
Apr 6, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
ASSOCIATED BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2021
Deed SaleMay 5, 2021
Prior SaleFeb 13, 2008 · Amount on Record
Deed Document Number202115599
Prior Transfer DateApr 23, 2021
Prior Transfer Doc0000015599
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINNEBAGO IL
Recording DateMay 5, 2021
Property Address404 W MCDAMYN CIR, WINNEBAGO, IL 61088-8505
Document Number0000015599
Map ReferencePB 43 PG 170
Instrument DateApr 23, 2021
Instrument2115599
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanyELEVATED TITLE LLC, ELEVATED TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address404 W MCDAMYN CIR, WINNEBAGO, IL 61088-8505

Mortgage

Document Number0000015600
DateMay 5, 2021
Instrument2115600
Lender
NameBARRINGTON BANK & TRUST CO NA
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate3%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address404 W MCDAMYN CIR, WINNEBAGO, IL 61088-8505
Document Number0001024713
Instrument DateAug 22, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 MCDAMYN CIR WINNEBAGO IL 61088, WINNEBAGO, IL 61088

Mortgage

Document Number0001024713
DateAug 27, 2020
Instrument1024713
Lender
NameFIGURE LNDG LLC
AddressRENO, NV 89501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateApr 6, 2018
Property Address404 W MCDAMYN CIR, WINNEBAGO, IL 61088-8505
Document Number0001009636
Instrument DateMar 20, 2018
Instrument1009636
Transaction TypeMortgage
Record UpdatedSep 14, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 W MCDAMYN CIR WINNEBAGO IL 610888505, WINNEBAGO, IL 61088-8505

Mortgage

Document Number1009637
DateApr 6, 2018
Instrument1009637
Lender
NameASSOCIATED BK NA
AddressGREEN BAY, WI 54301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 5, 2048

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionWinnebago Township
MunicipalityWinnebago Village
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,680.00$74,661 (+31.49%) Land $12,548 Building $62,113$223,983 (+31.49%) Land $37,644 Building $186,339
2022Homeowner's exemption$56,781 Land $9,636 Building $47,145$170,343 Land $28,908 Building $141,435

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNEBAGO
serves 2,940 people · EPA ID IL2010500
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Silo Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AaroBand
Fixed Wireless
100 / 50

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