404 W Main St, Morganton, NC 28655 Property Records

Burke County property record for 404 W Main St, Morganton, NC 28655

Property Summary

Property Type	Apartments (5+ Units)
Details	2 ba · 1,656 sqft · built 1950
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on Record
Last Sale	$199,500 (Feb 2026)
Tax Bill	$1,506 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1773401969`

Property Details

APN / Parcel Number

Primary APN	`1773401969`
Alternative APN	`16552`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2015
Architectural Style	Conventional
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Patio Area	1,196 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	404 W MAIN ST
City	MORGANTON
State	NC
Zip	28655-7252
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	LOW DENSIT
Legal Description	404 W MAIN ST MORGANTON, NC 28655
Legal Subdivision	SOUTHERN RAILWAY TRACTS
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3009
Census Tract	20301

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3512 PINECOVE RD, OLD FORT, NC 28762-8621
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust · Line of Credit FIGURE LENDING LLC
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 19, 2026	Special Warranty Deed, Transfer
Feb 1, 2024	Quit Claim Deed, Transfer Quitclaim
Nov 28, 2023	Warranty Deed, Transfer
Oct 5, 2023	Intrafamily Transfer, Transfer
Sep 20, 2023	Intrafamily Transfer, Transfer
Sep 20, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Jun 12, 2024 · Amount on Record
Deed Document Number	202626001360
Deed Book / Page	2855 / 332
Prior Transfer Date	Feb 1, 2024
Prior Transfer Doc	0027270794
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Apr 14, 2026
Property Address	404 W MAIN ST, MORGANTON, NC 28655-7252
Document Number	0026003269
Book / Page	2866 / 218
Instrument Date	Apr 8, 2026
Instrument	202626003269
Record Updated	Apr 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0026003269,
Date	Apr 14, 2026
Book Page	2866/218
Instrument	202626003269

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Apr 14, 2026
Property Address	404 W MAIN ST, MORGANTON, NC 28655-7252
Document Number	0028660218
Book / Page	2866 / 218
Instrument Date	Apr 8, 2026
Instrument	202626003269
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0026003269,
Date	Apr 14, 2026
Book Page	2866/218
Instrument	202626003269

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 19, 2026
Property Address	404 W MAIN ST, MORGANTON, NC 28655-7252
Document Number	0028550332
Book / Page	2855 / 332
Instrument Date	Feb 12, 2026
Instrument	2026001360
Transaction Type	Transfer
Record Updated	Feb 27, 2026

Transaction

Amount	Amount Recorded
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	601 S KINGS DR, CHARLOTTE, NC 28204-2932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W MAIN ST, MORGANTON, NC 28655-7252
Investor	Possibly a Property Investor

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Feb 1, 2024
Property Address	404 W MAIN ST, MORGANTON, NC 28655-7252
Document Number	0027270794
Book / Page	2727 / 794
Instrument Date	Feb 1, 2024
Instrument	2024000834
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7872 SUNNYDALE LN, JACKSONVILLE, FL 32256-1965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7872 SUNNYDALE LN, JACKSONVILLE, FL 32256-1965

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 28, 2023
Property Address	404 W MAIN ST, MORGANTON, NC 28655-7252
Document Number	0027170993
Book / Page	2717 / 993
Instrument Date	Nov 27, 2023
Instrument	2023010974
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 S GRAHAM ST APT 1907, 1907, CHARLOTTE, NC 28202-4112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7872 SUNNYDALE LN, JACKSONVILLE, FL 32256-1965

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Oct 5, 2023
Property Address	404 W MAIN ST, MORGANTON, NC 28655-7252
Document Number	0027090730
Book / Page	2709 / 730
Instrument Date	Oct 5, 2023
Instrument	2023009278
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SOUTH GRAHAM STREET APT #1907 APT 1907, 1907, ALTAMAHAW, NC 27202

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BURKE NC
Recording Date	Sep 20, 2023
Property Address	404 W MAIN ST, MORGANTON, NC 28655-7252
Document Number	0027060668
Book / Page	2706 / 668
Instrument Date	Sep 20, 2023
Instrument	2023008726
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 S GRAHAM ST APT 1907, 1907, CHARLOTTE, NC 28202-4112
Investor	Possibly a Property Investor

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 20, 2023
Property Address	404 W MAIN ST, MORGANTON, NC 28655-7252
Document Number	0027060649
Book / Page	2706 / 649
Instrument Date	Sep 20, 2023
Instrument	2023008720
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S GRAHAM ST APT 1907, 1907, CHARLOTTE, NC 28202-4112
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Glen Alpine Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,506.00 (+0.67%)	$161,057 (-) Land $7,050 Building $154,007	$161,057 (-) Land $7,050 Building $154,007
2025	$1,496.00 (+52.03%)	$161,057 (+69.32%) Land $7,050 Building $154,007	$161,057 (+69.32%) Land $7,050 Building $154,007
2023	$984.00	$95,118 Land $7,050 Building $88,068	$95,118 Land $7,050 Building $88,068

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Compas X-Stream, Verizon.

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