Piatt County property record for 404 W Main St, Monticello, IL 61856
| Property Type | Commercial |
|---|---|
| Lot Size | 0.419 acres (18,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,240 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-54-001-158-00 |
| Primary APN | 05-00-54-001-158-00 |
|---|
| Lot Area | 18,240 sqft (0.419 acres) |
|---|---|
| Lot Dimensions | 160 ft deep x 114 ft wide |
| Street Address | 404 W MAIN ST |
|---|---|
| City | MONTICELLO |
| State | IL |
| Zip | 61856-1868 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 23 SUB SE SECT 12 EX W150' 52 11 20 - 521120A,B,C |
| Legal Lot Number | 23 |
| Jurisdiction | PIATT IL |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 954600 |
404 W Main St, a commercial property, is owned by two individuals.
Source: Piatt County records, as of June 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 W MAIN ST, MONTICELLO, IL 61856-1868 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Book / Page | 332 / 889 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 404 W Main St was $11,240.
Source: Piatt County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Piatt County |
| County Subdivision | Monticello Township |
| Municipality | Monticello City |
| Unified School District | Monticello Community Unit School District 25 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,240.00 | $182,028 Land $15,473 Building $166,555 | $546,084 Land $46,419 Building $499,665 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2008) |
| Most Recent Claim | Jun 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 404 W Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO serves 5,548 people · EPA ID IL1470350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.4 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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