404 W F St, Erwin, NC 28339 Property Records

Harnett County property record for 404 W F St, Erwin, NC 28339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 1903
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Nov 2020)
Tax Bill	$2,165 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06059714020007`

Property Details

APN / Parcel Number

Primary APN	`06059714020007`
Alternative APN	`1500039334`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,280 sqft Heated Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Area	480 sqft
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1500039334
Street Address	404 W F ST
City	ERWIN
State	NC
Zip	28339-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1
Legal Description	LOT#113 ERWIN MILLS MB#6-87-90 65X150
Legal Subdivision	ERWIN MILLS
Legal Lot Number	113
Jurisdiction	HARNETT NC
Township / Civil Division	DUKE
Census Block Group	1
Census Block	1031
Census Tract	70500

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 W F ST, ERWIN, NC 28339-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Aug 23, 2016 · Amount on File
Deed Document Number	202021539
Deed Book / Page	3898 / 807
Prior Transfer Date	Aug 12, 2015
Prior Transfer Doc	0000011823
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Nov 19, 2020
Property Address	404 W F ST, ERWIN, NC 28339-2035
Document Number	0000021539
Book / Page	3898 / 807
Map Reference	MB 6 PG 87-90
Instrument Date	Nov 16, 2020
Instrument	2020021539
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 WARREN RD, 504, ERWIN, NC 28339-2919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W F ST, ERWIN, NC 28339-2035

Mortgage

Document Number	0000021540
Date	Nov 19, 2020
Instrument	2020021540

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Municipality	Erwin Town
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,165.00 (+32.66%)	$168,464 (+30.16%)	$168,464 (+30.16%) Land $18,730 Building $149,734
2025	$1,632.00 (+2.38%)	$129,427 (-)	$129,427 (-) Land $15,430 Building $113,997
2023	$1,594.00	$129,427	$129,427 Land $15,430 Building $113,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20