Madison County property record for 404 W Clanton St, Saint Charles, IA 50240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,184 sqft · built 1982 |
| Lot Size | 0.212 acres (9,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2014) |
| Tax Bill | $3,504 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 870001500020000 |
| Primary APN | 870001500020000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Basement Area | 1,184 sqft |
| Finished Basement | 946 sqft |
| Unfinished Basement | 238 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,240 sqft (0.212 acres) |
| Lot Dimensions | 132 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 400 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 404 W CLANTON ST |
|---|---|
| City | SAINT CHARLES |
| State | IA |
| Zip | 50240-1535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 KEPHART'S ADDITION |
| Legal Subdivision | KEPHARTS ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON IA |
| Township / Civil Division | SOUTH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 60102 |
Source: Madison County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 W CLANTON ST, SAINT CHARLES, IA 50240-1535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2014 · Amount on Record |
| Deed Sale | Sep 19, 2014 · Amount on Record |
| Deed Document Number | 20142365 |
| Deed Book / Page | 2014 / 2365 |
| Prior Transfer Date | Sep 16, 2014 |
| Prior Transfer Doc | 02014/2365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IA |
| Recording Date | Aug 15, 2019 |
| Property Address | 404 W CLANTON ST, SAINT CHARLES, IA 50240-1535 |
| Document Number | 02019/2532 |
| Book / Page | 2019 / 2532 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 2532 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 W CLANTON ST, SAINT CHARLES, IA 50240-1535 |
| Document Number | 02019/2533 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 2019/2533 |
| Instrument | 2533 |
| Name | FIDELITY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Madison County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Madison County |
| Municipality | St. Charles City |
| Unified School District | Interstate 35 Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,504.00 Homeowner's exemption | $215,000 (+4.47%) Land $17,300 Building $197,700 | $215,000 (+4.47%) Land $17,300 Building $197,700 |
| 2024 | $3,504.00 (+9.16%) | ||
| 2023 | $205,800 Land $11,600 Building $194,200 | $205,800 Land $11,600 Building $194,200 | |
| 2022 | $3,210.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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