Spokane County property record for 404 W Cascade Way, Spokane, WA 99208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,980 sqft · built 1958 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,000 (Apr 2002) |
| Tax Bill | $3,811 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36194.0460 |
| Primary APN | 36194.0460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,760 sqft |
| 1st Floor Area | 1,380 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,800 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
| Canopy | 192 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Hot Water |
| Street Address | 404 W CASCADE WAY |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-6009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | COZZA 7TH REPL B3TO8 L13 B5 |
| Legal Range | 43E |
| Legal Township | 26N |
| Legal Section | 19 |
| Legal Subdivision | COZZA ADD 07 |
| Legal Block | 3,5 |
| Legal Lot Number | 13 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10901 |
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 W CASCADE WAY, SPOKANE, WA 99208-6009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 3, 2020 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Oct 5, 2016 | Loan Modification, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2002 · Amount on Record |
| Deed Sale | Apr 15, 2002 · Amount on Record |
| Deed Document Number | 20024714025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 404 W CASCADE WAY, SPOKANE, WA 99208-6009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006569614 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 6569614 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Nov 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 404 W CASCADE WAY, SPOKANE, WA 99208-6009 |
| Document Number | 0006910133 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | WFG INSURED |
| Name | Verified Name |
|---|---|
| Address | 404 W CASCADE WAY SPOKANE WA 992086009, SPOKANE, WA 99208-6009 |
| Document Number | 0006910133 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 6910133 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 404 W CASCADE WAY, SPOKANE, WA 99208-6009 |
| Document Number | 0006620562 |
| Instrument Date | Oct 5, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0006620562 |
|---|---|
| Date | Jul 13, 2017 |
| Instrument | 6620562 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jul 12, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Mead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,811.00 (+2.92%) | $399,800 (+2.2%) Land $90,000 Building $309,800 | $399,800 (+2.2%) Land $90,000 Building $309,800 |
| 2025 | $3,703.00 (+1.42%) | ||
| 2024 | $391,200 (+38.18%) Land $50,000 Building $341,200 | $391,200 (+38.18%) Land $50,000 Building $341,200 | |
| 2023 | $3,651.00 (+11.96%) | $283,100 Land $55,000 Building $228,100 | $283,100 Land $55,000 Building $228,100 |
| 2022 | $3,261.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPO CO WATER DIST 3 SYS 3 serves 3,768 people · EPA ID WA5393353 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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