404 W Brown St, Clever, MO 65631 Property Records

Christian County property record for 404 W Brown St, Clever, MO 65631

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1978
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$166,300 (Jun 2019)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9-0.4-20-3-1-3`

Property Details

APN / Parcel Number

Primary APN	`9-0.4-20-3-1-3`
Alternative APN	`09-0.4-20-003-001-003.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	404 W BROWN ST
City	CLEVER
State	MO
Zip	65631-6571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG. 961 W AND 15 S OF NEC NE1/4 NW1/4, TH W 150, S 185,E 150, AND N TO BEG.
Legal Range	23W
Legal Township	27N
Legal Section	20
Legal Subdivision	CLEVER, CITY OF IN
Jurisdiction	CHRISTIAN MO
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2019
Census Tract	20102

Owner

Source: Christian County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	404 W BROWN ST, CLEVER, MO 65631-6571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Sep 16, 2022	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 30, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Jun 10, 2019	Warranty Deed, Transfer · VA Mortgage MID MISSOURI BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Oct 29, 2007 · Amount on Record
Deed Document Number	20197111
Deed Book / Page	2019 / 7036
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 23, 2026
Property Address	404 W BROWN ST, CLEVER, MO 65631-6571
Document Number	0000007637
Book / Page	2026 / 7535
Instrument Date	Jun 14, 2026
Instrument	20267637
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W BROWN ST, CLEVER, MO 65631-6571

Mortgage

Document Number	0000007637,
Date	Jun 23, 2026
Book Page	2026/7535
Instrument	20267637

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2056

Interest

Rate	6.36%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	404 W BROWN ST, CLEVER, MO 65631-6571
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W BROWN ST, CLEVER, MO 65631-6571

Mortgage

Document Number	0202602297
Date	Mar 2, 2026
Book Page	2026/2297
Instrument	2026L02333

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	404 W BROWN ST, CLEVER, MO 65631-6571
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	MILESTONE STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W BROWN ST, CLEVER, MO 65631-6571

Mortgage

Document Number	0202214039
Date	Sep 16, 2022
Book Page	2022/14039
Instrument	2022L14177

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	404 W BROWN ST, CLEVER, MO 65631-6571
Document Number	0202010680
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	404 W BROWN ST CLEVER MO 656316571, CLEVER, MO 65631-6571

Mortgage

Document Number	0202010680
Date	Jul 13, 2020
Book Page	002020/010680
Instrument	10779

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 10, 2019
Property Address	404 W BROWN ST, CLEVER, MO 65631-6571
Document Number	0201907036
Book / Page	2019 / 07036
Instrument Date	Jun 10, 2019
Instrument	2019L07111
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 W BROWN ST, CLEVER, MO 65631-6571

Mortgage

Document Number	2019L07112
Date	Jun 10, 2019
Instrument	2019L07112

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Clever City
Unified School District	Clever R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,648.00	$26,850 (+6.59%)	$141,300 (+6.56%) Land $20,000 Building $121,300
2023		$25,190	$132,600 Land $20,000 Building $112,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVER PWS serves 2,139 people · EPA ID MO5010175
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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