DuPage County property record for 404 W Bailey Rd, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,759 sqft · built 1986 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Jan 2026) |
| Tax Bill | $11,857 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-31-104-003 |
| Primary APN | 08-31-104-003 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,759 sqft Living Area |
| Gross Area | 3,975 sqft |
| 1st Floor Area | 1,463 sqft |
| 2nd Floor Area | 1,296 sqft |
| Basement Area | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 404 W BAILEY RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-4136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WINDING CREEK ESTATES UNIT 2 ALL |
| Legal Subdivision | WINDING CREEK ESTATES |
| Legal Lot Number | 189 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 846207 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 404 W BAILEY RD, NAPERVILLE, IL 60565-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on Record |
| Deed Sale | Jan 5, 2026 · Amount on Record |
| Prior Sale | Mar 22, 2010 |
| Deed Document Number | 2026493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 22, 2026 |
| Property Address | 404 W BAILEY RD, NAPERVILLE, IL 60565-4136 |
| Document Number | 0000041723 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202641723 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 404 W BAILEY RD, NAPERVILLE, IL 60565-4136 |
| Document Number | 0000041723, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202641723 |
| Name | GUARANTEED RATE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 22, 2046 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 404 W BAILEY RD, NAPERVILLE, IL 60565-4136 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000115934 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | R2021-115934 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 5, 2026 |
| Property Address | 404 W BAILEY RD, NAPERVILLE, IL 60565-4136 |
| Document Number | 0000000493 |
| Map Reference | DOC R85-10030 |
| Instrument Date | Dec 19, 2025 |
| Instrument | R2026-000493 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 W BAILEY RD, NAPERVILLE, IL 60565-4136 |
| Document Number | 0000000494 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | R2026-000494 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate | 6.12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 404 W BAILEY RD, NAPERVILLE, IL 60565-4136 |
| Document Number | 0000041270 |
| Instrument Date | May 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 404 W BAILEY RD NAPERVILLE IL 605654136, NAPERVILLE, IL 60565-4136 |
| Document Number | 0000041270 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 41270 |
| Name | DUPAGE CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 9, 2033 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,857.00 (+3.74%) Homeowner's exemption | $211,172 (+8.53%) Land $85,287 Building $125,885 | $633,516 (+8.53%) Land $255,861 Building $377,655 |
| 2024 | $11,429.00 (+13.02%) Homeowner's exemption | $194,575 (+19.92%) Land $78,584 Building $115,991 | $583,725 (+19.92%) Land $235,752 Building $347,973 |
| 2022 | $10,112.00 Homeowner's exemption | $162,250 Land $65,530 Building $96,720 | $486,750 Land $196,590 Building $290,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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