404 W 4th St, Spencerville, OH 45887 Property Records

Allen County property record for 404 W 4th St, Spencerville, OH 45887

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.302 acres (13,155 sqft)
Owner	2 Individual Names on File
Last Sale	$36,000 (Aug 2025)
Tax Bill	$286 (2025)
Deeds & Mortgages	Aug 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`44-1108-02-029.000`

Property Details

APN / Parcel Number

Primary APN	`44-1108-02-029.000`

Exterior

Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	156 ft deep x 84 ft wide

Location & Zoning

Street Address	404 W 4TH ST
City	SPENCERVILLE
State	OH
Zip	45887-1176
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	EDGE BROOK ESTATES NO 5 LOT 931 FF 85.00
Legal Subdivision	EDGE BROOK ESTATES
Legal Lot Number	931
Jurisdiction	ALLEN OH
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1043
Census Tract	10600

Owner

404 W 4th St, recreational vacant land, is owned by two individuals who bought it in August 2025.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3622 S CONANT RD, SPENCERVILLE, OH 45887-9772
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Deed Document Number	20258679
Record Updated	Sep 20, 2026

August 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	Aug 22, 2025
Property Address	404 W 4TH ST, SPENCERVILLE, OH 45887-1176
Document Number	8220008679
Book / Page	2025 / 8679
Map Reference	OR 2008 PG 16598
Instrument Date	Aug 6, 2025
Instrument	202508220008679
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	WAVE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3622 S CONANT RD, SPENCERVILLE, OH 45887-9772

Mortgage

Document Number	8220008680
Date	Aug 22, 2025
Instrument	202508220008680

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Aug 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 404 W 4th St was $286.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Spencer Township
Municipality	Spencerville Village
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$286.00	$8,190 (-) Land $8,190	$23,400 (-) Land $23,400
2024	$286.00 (+13.94%)	$8,190 (+23.16%) Land $8,190	$23,400 Land $23,400
2023	$251.00	$6,650 Land $6,650
2021			$19,000 Land $19,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 404 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCERVILLE VILLAGE serves 2,261 people · EPA ID OH0201312
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20