404 W 3rd St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 404 W 3rd St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1974
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,912 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`988409274285`

Property Details

APN / Parcel Number

Primary APN	`988409274285`
Alternative APN	`002469000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,000 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	Other
Heating Fuel	Electric

Location & Zoning

Account Number	988409274285
Street Address	404 W 3RD ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-6873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 16 BLK: H SEC: PL: 5 SL: 19
Legal Subdivision	SEA HOLLY RIDGE
Legal Block	H
Legal Lot Number	16
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3010
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1190 NC 137, EURE, NC 27935-9524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Mar 3, 2022	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	404 W 3RD ST, KILL DEVIL HILLS, NC 27948-6873
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002815/164
Date	Oct 9, 2025
Book Page	2815/164
Instrument	700153490

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	404 W 3RD ST, KILL DEVIL HILLS, NC 27948-6873
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002639/221
Date	Aug 18, 2022
Book Page	2639/221
Instrument	700121759

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	DARE NC
Recording Date	Mar 3, 2022
Property Address	404 W 3RD ST, KILL DEVIL HILLS, NC 27948-6873
Document Number	002597/505
Book / Page	2597 / 505
Map Reference	MB 5 PG 19
Instrument Date	Feb 28, 2022
Instrument	700114265
Record Updated	Mar 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	326 CASTELOW RD, 326, COFIELD, NC 27922-9550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1190 NC 137, EURE, NC 27935-9524

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,912.00	$352,100 (-) Land $155,800 Building $196,300	$352,100 (-) Land $155,800 Building $196,300
2025	$1,912.00 (+21.17%)	$352,100 (+68.55%) Land $155,800 Building $196,300
2023	$1,578.00	$208,900 Land $84,000 Building $124,900
2020			$352,100 Land $155,800 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	165 (1981–2019)
Claims Outside the SFHA	38 of 165
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures