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404 W 3rd St, Buchanan, MI 49107 Property Records

Berrien County property record for 404 W 3rd St, Buchanan, MI 49107 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,104 sqft · built 1910
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Aug 2022)
Tax Bill$1,940 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN58-6870-0020-03-1

Property Details

APN / Parcel Number

Primary APN58-6870-0020-03-1
Alternative APN
  • 11-58-6870-0020-03-1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area912 sqft
Unfinished Basement912 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions99 ft deep x 58 ft wide
Garage Area296 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address404 W 3RD ST
CityBUCHANAN
StateMI
Zip49107-1117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE W 57.75' OF LOT 20 ROSS & ALEXANDERS 3RD ADD TO CITY OF BUCHANAN
Legal SubdivisionROSS & ALEXANDERS 3RD ADD
Legal Lot Number20
Legal Unit20
JurisdictionBERRIEN MI
Township / Civil DivisionBUCHANAN
Census Block Group5
Census Block5006
Census Tract20200

Owner

Source: Berrien County records · APN 58-6870-0020-03-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address404 W 3RD ST, BUCHANAN, MI 49107-1117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2022 · Amount on Record
Deed SaleAug 02, 2022 · Amount on Record
Prior SaleAug 09, 2007 · Amount on Record
Deed Document Number2022359123
Deed Book / Page3381 / 2065
Prior Transfer DateJul 22, 2022
Prior Transfer Doc03381/2065
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 02, 2022
Property Address404 W 3RD ST, BUCHANAN, MI 49107-1117
Document Number03381/2065
Book / Page3381 / 2065
Map ReferenceLB 27 PG 429
Instrument DateJul 22, 2022
Instrument2022359123
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$675.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 W 3RD ST, BUCHANAN, MI 49107-1117

Mortgage

Document Number0033812066
DateAug 02, 2022
Instrument3381-2066
Lender
NameUNITED FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.5%
AdjustableAdjustable Rate Rider
Type Change DateAug 01, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
MunicipalityBuchanan City
Unified School DistrictBuchanan Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$74,000 (+1.93%)$148,000 (+1.93%)
2025$1,940.00 (+2.21%) Homeowner's exemption$72,600 (+15.97%)$145,200 (+15.97%)
2024$1,898.00 (-26.77%)
2023$62,600$125,200
2022$2,592.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210202005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1981–1982)
Most Recent ClaimMar 1982, tidal / storm surge

Wildfire

Wildfire RiskLow
above 4% of the US · above 9% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Buchanan North and West Neighborhoods Historic District
listed 2011 · 575 contributing resources · NRIS 11000863

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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