404 W 2nd St, Wilber, NE 68465 Property Records

Saline County property record for 404 W 2nd St, Wilber, NE 68465

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,890 sqft · built 1900
Lot Size	0.403 acres (17,570 sqft)
Owner	Individual Name on Record
Tax Bill	$1,240 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3923-00-0-20100-000-0048`

Property Details

APN / Parcel Number

Primary APN	`3923-00-0-20100-000-0048`
Alternative APN	`760019983`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,890 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	17,570 sqft (0.403 acres)
Lot Dimensions	127 ft deep x 138 ft wide
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	24 sqft
Patio Area	359 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	404 W 2ND ST
City	WILBER
State	NE
Zip	68465-3183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	WILBER CITY E 39.32' OF LOT 50 & ALL OF LOTS 51-52
Legal Subdivision	E 39.32' OF LOT 50 AND ALL OF LTOS 51-52
Legal Lot Number	50-52
Jurisdiction	SALINE NE
Township / Civil Division	WILBER
Census Block Group	2
Census Block	2015
Census Tract	960900

Owner

Source: Saline County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	404 W 2ND ST, WILBER, NE 68465-3183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 18, 2008
Transfer Doc	000362/138
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE NE
Recording Date	Jul 16, 2021
Property Address	404 W 2ND ST, WILBER, NE 68465-3183
Document Number	202101358
Instrument Date	Jul 6, 2021
Instrument	2021-01358
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	HOMESERVICES TITLE, HOMESERVICES TITLE LINCOLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101359
Date	Jul 16, 2021
Instrument	2021-01359

Lender

Name	WEST GATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Saline County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saline County
Municipality	Wilber City
Unified School District	Wilber-Clatonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,505 (+7.52%) Land $27,570 Building $91,935	$119,505 (+7.52%) Land $27,570 Building $91,935
2025	$1,240.00 (-9.56%)	$111,145 (+32.46%) Land $27,570 Building $83,575	$111,145 (+32.46%) Land $27,570 Building $83,575
2023	$1,371.00	$83,910 Land $27,775 Building $56,135	$83,910 Land $27,775 Building $56,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	165 (1984–2018)
Most Recent Claim	Jul 2018 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 82 claims Severe Storms And Flooding, Jul 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILBER serves 1,930 people · EPA ID NE3115105
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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