O'Brien County property record for 404 W 2nd St, Sutherland, IA 51058
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,625 sqft · built 1971 |
| Lot Size | 0.419 acres (18,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Jun 2022) |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000531800 |
| Primary APN | 0000531800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,625 sqft Living Area |
| 1st Floor Area | 1,625 sqft |
| Basement Area | 1,625 sqft |
| Finished Basement | 1,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | A-Frame |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,250 sqft (0.419 acres) |
| Lot Dimensions | 125 ft deep x 146 ft wide |
| Garage Type | Attached |
| Garage Area | 880 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 404 W 2ND ST |
|---|---|
| City | SUTHERLAND |
| State | IA |
| Zip | 51058-7710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREIMARKS ADDITION W 36 OF S 1/2 OF LOT 3 S OF 1ST ST & S 1/2 OF LOT 4 S OF 1ST ST E E 18 OF S 1/2 OF LOT 5 S OF 1ST ST BL |
| Legal Subdivision | FREIMARK'S ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 3,4,5 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | WATERMAN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 490400 |
404 W 2nd St is owned and occupied by two individuals who bought it in June 2022.
Source: O'Brien County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 W 2ND ST, SUTHERLAND, IA 51058-7710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2022 | Correction Deed · FHA Mortgage BROKER SOLUTIONS INC |
| Jun 10, 2022 | Re-recorded Document · FHA Mortgage BROKER SOLUTIONS INC |
| Aug 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on File |
| Deed Sale | Jun 2, 2022 · Amount on File |
| Prior Sale | Aug 17, 2020 · Amount on File |
| Deed Document Number | 20221445 |
| Prior Transfer Date | May 27, 2022 |
| Prior Transfer Doc | 0202201561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Jun 2, 2022 |
| Property Address | 404 W 2ND ST, SUTHERLAND, IA 51058-7710 |
| Document Number | 0202201445 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-01445 |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 W 2ND ST, SUTHERLAND, IA 51058-7710 |
| Document Number | 0202201446 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022-01446 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Jun 10, 2022 |
| Property Address | 404 W 2ND ST, SUTHERLAND, IA 51058-7710 |
| Document Number | 0202201561 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-01561 |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 W 2ND ST, SUTHERLAND, IA 51058-7710 |
| Document Number | 0202201562 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 2022-01562 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Aug 17, 2020 |
| Property Address | 404 W 2ND ST, SUTHERLAND, IA 51058-7710 |
| Document Number | 0202002256 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2020-02256 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 404 W 2ND ST, SUTHERLAND, IA 51058-7710 |
| Document Number | 0202002257 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 2020-02257 |
| Name | AMERICAN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 404 W 2nd St was $2,220, up 8.7% from the year before.
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sutherland City |
| Unified School District | South O'Brien Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,220.00 (+8.72%) | $176,950 Land $14,160 Building $162,790 | $176,950 Land $14,160 Building $162,790 |
| 2024 | $2,042.00 | ||
| 2023 | $149,650 (+45.19%) Land $11,330 Building $138,320 | $149,650 Land $11,330 Building $138,320 | |
| 2022 | $1,800.00 Homeowner's exemption | $103,070 Land $7,080 Building $95,990 | |
| 2021 | $103,070 Land $7,080 Building $95,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 W 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 W 2nd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUTHERLAND WATER SUPPLY serves 629 people · EPA ID IA7177007 |
|---|---|
| Water Source | Purchased groundwater from OSCEOLA RURAL WATER SYSTEM-SOUTH |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Westel Systems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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