Fannin County property record for 404 W 10th St, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1982 |
| Lot Size | 0.327 acres (14,248 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,090 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9680-022-0020-05 |
| Primary APN | 9680-022-0020-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 14,248 sqft (0.327 acres) |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 9680-022-0020-05 |
|---|---|
| Street Address | 404 W 10TH ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-3519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIMPSON ADDN, BLOCK 22 |
| Legal Subdivision | J P SIMPPSONSURVEY ABSTRACT NO 1018 |
| Legal Block | 22 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 950401 |
404 W 10th St is owned and occupied by an individual who acquired it in January 2026.
Source: Fannin County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 597 COUNTY ROAD 1260, BONHAM, TX 75418-7401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2026 |
| Deed Sale | Jan 16, 2026 |
| Prior Sale | Aug 27, 2018 · Amount on File |
| Deed Document Number | 2026365 |
| Prior Transfer Date | Aug 16, 2018 |
| Prior Transfer Doc | 2068/0496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Aug 27, 2018 |
| Property Address | 404 W 10TH ST, BONHAM, TX 75418-3519 |
| Document Number | 2068/0496 |
| Book / Page | 2068 / 0496 |
| Map Reference | VOL 248 PG 437 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 2018-4970 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 20184971 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2018-4971 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2028 |
The 2025 property tax bill for 404 W 10th St was $2,090 with a homeowner's exemption, up 129.4% from the year before.
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,090.00 (+129.42%) Homeowner's exemption | $121,960 Land $46,740 Building $75,220 | $121,960 Land $46,740 Building $75,220 |
| 2024 | $911.00 | ||
| 2023 | $111,940 Land $32,060 Building $79,880 | $111,940 Land $32,060 Building $79,880 | |
| 2018 | $1,148.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 404 W 10th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 404 W 10th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BONHAM serves 10,746 people · EPA ID TX0740001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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